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Car insurance

When it comes to insuring your car, you might want all the bells and whistles or you might just want the basics. Whichever you need, ANZ Asset Protector - Motor Vehicle provides three competitive options that help make repairing or replacing your car simple and hassle-free.

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What you need to know

Watch a 60 second summary of our car insurance cover.

Options to suit your needs

You can insure your car for either its market value or an agreed value.

  • If the damage done to your windscreen and windows can be repaired, it will be repaired for free. Your no claims discount will not be affected.
  • If your vehicle is less than 12 months old and has travelled less than 15,000 kilometres, at your option, we'll provide you with a new one if your vehicle is severely damaged.
  • You can enjoy a premium discount if you choose to exclude drivers under 25 years of age from your policy and discounts for security features.
  • Your car is insured for its current market value if it suffers accidental loss or damage due to fire or theft. Your legal liability is also covered for up to $20 million plus legal costs if you accidentally damage someone else's property.
  • You'll also get uninsured motorist protection of up to $3,000 if you're involved in an accident if the other party is identified and proven to be at fault.
  • Cover for legal liability, for up to $20 million, if you accidentally damage someone else's property.
  • Uninsured motorist protection of up to $3,000 if you're involved in an accident if the other party is identified and proven to be at fault.

We've made it easy for you to choose the right cover. For a full overview of options please see below.

ANZ Asset Protector Motor Vehicle Insurance options
  Comprehensive Third Party Fire and Theft Third Party Only
Damage to your car
Damage to your car by fire or theft
Legal liability (including damage to someone else’s car)
Up to $20m

Up to $20m

Up to $20m
Damage to your car by uninsured third party driver

Up to $3,000

Up to $3,000
Agreed or Market value Either option available Market value only
Excess-free repairs to windscreen and windows
Tow & transportation of damaged car
Reasonable costs

Up to $500
Locks and keys
Up to $1,000
Removable car accessories and parts
Up to $1,000
Trailer cover
Up to $1,000 ($100 excess applies)
Emergency travel and accommodation
Up to $500
Personal injury cover
Varying limits
Roadside assistance Optional benefit Optional benefit
No claims preservation extension Optional benefit
Premium discounts for excluding drivers under 25 Optional benefit

Optional extras

  • Cover can be extended to include roadside assistance, a vehicle–specific 24–hour "rescue service" to help with breakdowns, empty fuel tanks, flat tyres and batteries and other roadside problems.

Why choose ANZ

Bundle and save

With our general insurance, you can get a multi-policy discount when you have two or more insurance policies with us - any mix of house, contents, car or boat insurance (minimum premium levels apply).

Our insurer's financial strength rating

These policies are underwritten by Vero Insurance New Zealand Limited. Vero Insurance New Zealand Limited has been given an A+ insurer financial strength rating by Standard & Poor's.

   

We'll help you figure things out

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New customers

Existing customers

Call 0800 269 252 with any questions about your existing policy.

Make a claim

Contact us to discuss your claim.

   

Help and support 

See all help and support articles

This is a summary only of the cover and features that may be available. For full details of the terms, conditions and exclusions please refer to the policy document – Asset Protector printable version (PDF 814KB) or visit any ANZ branch or call 0800 269 296.

All ANZ Asset Protector policies are underwritten by Vero Insurance New Zealand Limited and distributed through ANZ. No member of ANZ Bank New Zealand Limited or its related companies or any other person guarantees Vero Insurance New Zealand Limited or its subsidiaries or any of the products issued by them. ANZ may receive a commission on any policy it arranges.