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Basic Contents and Motor Vehicle Insurance

If you're flatting or living away from home, chances are you won't have a whole house load of stuff to insure, and you may not  want all the bells and whistles when it comes to car insurance. ANZ Base Protect - Contents and Motor Vehicle provides simple, affordable cover for the things you do have.

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Great reasons to choose this cover

  • Insurance you can trust. We’ve partnered with general insurance specialist, Vero Insurance New Zealand Limited (Vero), to offer you comprehensive value-for-money insurance options, backed by an A+ financial strength rating from Standard and Poor's. Vero pride themselves on providing quality service, especially at claim time - when it really matters.
  • Bundle and save. You may be eligible for a multi-policy discount when you have two or more qualifying insurance policies with Vero (minimum premium levels apply).
  • Easy to manage. View your policy information via ANZ Internet Banking and make changes to your cover by contacting our dedicated ANZ customer support team at Vero.
  • Optional Roadside Assistance. A vehicle–specific, 24–hour "rescue service" to help with breakdowns, empty fuel tanks, flat tyres and batteries, and other roadside problems (only available for Third Party Fire and Theft car insurance).

Cover overview

For full details see the policy document (PDF 365kb) – it’s simple and easy to understand.

Contents insurance

  • Includes cover for items like your computer, laptop, bicycle, mobile phone and camera. Note, you'll only be paid second hand market value on the items you've claimed on.
  • If your home is uninhabitable and you've made a contents claim (for example if there was a fire) we'll cover the reasonable cost of temporary accommodation.
  • Legal liability cover up to $2 million for loss or damage to someone else's property, and up to $1 million for accidental bodily injury.

Third Party, Fire and Theft

  • Insures your car for its market value if it suffers accidental loss or damage due to fire or theft. 
  • Legal liability cover for up to $20 million plus legal costs if you accidentally damage someone else's property. 
  • Legal liability cover for up to $1 million if you accidentally cause injury to another person.
  • Cover of up to $3,000 for uninsured motorist protection if you're involved in an accident if the other party is identified, uninsured and proven to be at fault.
  • Optional extra - Roadside Assistance, a 24-hour "rescue service" to help with breakdowns, empty fuel tanks, flat tyres and batteries and other roadside problems.

Third Party only

  • Legal liability cover for up to $20 million if you accidentally damage someone else's property. 
  • Legal liability cover for up to $1 million if you accidentally cause injury to another person.
  • Cover of up to $3,000 for uninsured motorist protection if you're involved in an accident if the other party is identified, uninsured and proven to be at fault.

We'll help you figure things out

Looking for basic contents and car insurance at ANZ?

Already have basic contents and car insurance at ANZ?

If your insurance is provided by Vero:

  • Call Vero on 0800 831 123 with any questions about your existing policy.

If your insurance is provided by Tower:

  • Call Tower on 0800 100 660 with any questions about your existing policy.

Making a claim
 

If your insurance is provided by Vero:

If your insurance is provided by Tower:

Important information

The above information is a summary only of the cover and features that may be available. For full details of the terms, conditions and exclusions please refer to the policy document – Base Protect printable version (PDF 365KB) or visit any ANZ branch or call 0800 269 296.

ANZ Base Protect is underwritten and issued by Vero Insurance New Zealand Limited (Vero) and distributed through ANZ Bank New Zealand Limited (ANZ). Full terms, conditions and exclusions apply. No member of ANZ or its related companies or any other person guarantees Vero or its subsidiaries or any of the products issued by them. ANZ may receive a commission on any policy it arranges.

Financial Strength Rating: Vero Insurance New Zealand Limited ("Vero") has been given an A+ Insurer Financial Strength Rating by Standard and Poor’s. The rating outlook is stable. The rating scale is: AAA Extremely Strong; AA Very Strong; A Strong; BBB Good; BB Marginal; B Weak; CCC Very Weak; CC Extremely Weak; SD Selective Default; D Default; R Regulatory Supervision and NR Not rated. Ratings from 'AA' to 'CCC' may be modified by the addition of a plus (+) or minus (-) sign to show relative standing within the major rating categories. The rating scale above is in summary form. The full version of this rating scale can be obtained from Vero’s website.