You’re super careful with your belongings but you never know what might happen next.
So contents insurance that covers them for accidental damage, loss or theft makes sense.
Contents insurance gives you full replacement cover for many of your belongings.
The rest will be covered for the value they’re worth at the time…
Some items are only covered up to the specified limits, unless you insure them for a higher value.
In any case, the ‘sum insured’ is the most we’ll pay out in total.
Make sure you take reasonable precautions to protect your valuables, and keep your belongings in good condition.
Keep in mind, if you make a claim you’ll pay an excess. The amount of excess affects the premium.
Plus, get a multipolicy discount when you take out two or more qualifying insurance policies.
Full details of cover are in the policy document - available on our website, by calling us or visiting any ANZ branch.