Make sure you understand sum insured house insurance

Our Insurance Hub contains a lot of information including a calculator and links to professionals who can help you work out the sum insured for your home. You will also receive further information with your renewal pack.

ANZ Asset Protector – Home Buildings

Serious damage to your home is not only expensive, it can be disruptive to your family, your lifestyle and maybe even your business. In most cases, as well as paying to repair or rebuild your home, ANZ Asset Protector - Home Buildings includes a range of extra benefits that help make getting back to normal as simple and stress-free as possible.

How it works

With ANZ Asset Protector - Home Buildings, we'll pay the full replacement value of accidental damage to your home, up to the sum insured, plus GST. These policies are underwritten by Vero Insurance New Zealand Limited. Find out more about their Financial Strength Rating.

Product information

SumExtra benefit

If you personalise your sum insured with us, you can be eligible (criteria apply) for:

  • full replacement for non-natural disasters
  • your sum insurred + 10% extra for a natural disaster.
Extras covered
As well as your house, we can cover certain things you might not have thought of, like damage to:
  • landscaping
  • retaining walls up to $80,000
  • permanent swimming pools or spas.
Gradual damages
We'll pay up to $3,000 for any gradual damage caused by things like leaking or overflowing internal water pipes.
If you're not able to live in your house while it's being repaired or rebuilt we'll cover the costs of any temporary accommodation for your family – up to 5% of your sum insured or $30,000, whichever is greater, for up to 12 months accommodation.
Premium savings
If you take up two or more specific insurance policies with us - any mix of home buildings, contents, motor vehicle or boat - you'll save on your premiums.

How to apply

For more information or to apply for ANZ Asset Protector – Home Buildings contact an ANZ Customer Service Consultant:

Call Us
Call 0800 269 296

IMPORTANT: This is a summary only of the cover and features that may be available. For full details of the terms, conditions and exclusions please refer to the policy document – Asset Protector online version (PDF 3.90MB) and Asset Protector printable version (PDF 1.53MB) or visit any ANZ branch or call 0800 269 296.

All ANZ Asset Protector policies are underwritten by Vero Insurance New Zealand Limited and distributed through ANZ.

No member of ANZ Bank New Zealand Limited or its related companies or any other person guarantees Vero Insurance New Zealand Limited or its subsidiaries or any of the products issued by them. ANZ may receive a commission on any policy it arranges.

You need Adobe Reader to view PDF files. You can download Adobe Reader free of charge.