ANZ Life & Living Insurance

Protecting your income, life and lifestyle gives you and your loved ones peace of mind, should the unexpected happen.

Get a quote

You’ll be redirected from to the quote tool on Cigna’s website. All quotes are provided by Cigna.

Important notice: Cigna is not accepting new applications for Redundancy Cover until further notice.

Great reasons to choose ANZ Life & Living Insurance

  • Insurance you can trust. We’ve partnered with insurance specialist, Cigna Life Insurance New Zealand Limited (Cigna), to offer you Life & Living Insurance. Cigna has an A (Excellent) financial strength rating from A.M. Best Company Inc, so you can be confident Cigna will be there when you need them.
  • Flexible options. You can take out a mix of Life Cover, Critical Illness or Living Expenses Cover to suit your needs – find out more about the options below.
  • Money when it’s needed most. Your beneficiaries can receive an advance payment of $10,000 under the funeral benefit to cover funeral-related expenses. And if you’re diagnosed with a terminal illness, Cigna may pay out your Life Cover in advance.
  • 30-day 'free look'. If you change your mind about your policy within 30 days of taking it out, you’ll get a full refund of any premiums paid.
  • Competitive pricing. Get a quote for your situation. Find out just how affordable cover can be.
ANZ and Cigna partnership logo

Cover options - overview

Everyone’s different – so you can 'pick and mix' a combination of cover options to suit your needs. For full details see the policy document – it’s simple and easy to understand.

How does Life & Living Insurance work?

We understand Life & Living Insurance can be complex, so we've made some short videos to help explain some of the key areas.

We'll help you figure things out

What else do you need to protect?

Important information

The above information is a summary only of the cover and features that may be available. For full details of the terms, conditions and exclusions please refer to the ANZ Life & Living Insurance Policy Document (PDF 624KB), visit any ANZ branch or call 0800 269 296.

ANZ Life & Living Insurance is underwritten and issued by Cigna Life Insurance New Zealand Limited (Cigna) and distributed through ANZ Bank New Zealand Limited (ANZ). Full terms, conditions and exclusions apply. For more details, including copies of policy documents, contact any ANZ branch. No member of the ANZ or its related companies or any other person guarantees Cigna or any of the products issued by it. ANZ may receive a commission on any policy it arranges.

Our financial advice provider statement has some important information you should know about ANZ and our financial advice services. Please take the time to read it.