How to join, or transfer to, the ANZ KiwiSaver Scheme

apply online

Apply online

The form will take 5-10 minutes. Have your IRD number ready.

apply now

call us

Call us

We are open weekdays 8am – 6pm NZT
0800 736 034.

We'll contact you

visit branch

Visit us in branch

Find a local branch and talk to us.


Find a branch

If you have access to ANZ Internet Banking or ANZ goMoney you can log in and apply under the 'Apply and open' section.

Eligibility criteria

To join a KiwiSaver scheme, you must be:

  • a New Zealand citizen or entitled to remain in New Zealand indefinitely
  • living or normally living in New Zealand, and
  • under the qualifying age for New Zealand Superannuation (currently 65 years).

Please note: From 1 July 2019, people aged 65 or over can join KiwiSaver and will not be subject to the five-year membership lock-in period. We encourage anyone aged 60-64 who is looking to join a KiwiSaver scheme for the first time to read more about the upcoming KiwiSaver policy changes on this webpage.

What are the main benefits of KiwiSaver?

KiwiSaver's main benefits are that it helps you save for retirement and could help you buy your first home. As well as your savings you may also receive:

  • the annual Government contribution of up to $521.43
  • your employer's regular contributions
  • a HomeStart grant from Housing New Zealand.

Find out more about the ANZ KiwiSaver Scheme.

Have you got an Australian Super account?

Permanent emigration rules mean that you may be able to bring your Australian retirement savings to New Zealand. Find out about transferring your Australian superannuation to KiwiSaver.

ANZ New Zealand Investments Limited is the issuer and manager of the ANZ KiwiSaver Scheme. Important information is available under terms & conditions. Download the ANZ KiwiSaver Scheme guide and product disclosure statement, or enquire in any ANZ branch.

You need Adobe Reader to view PDF files. You can download Adobe Reader free of charge.