Dollars and Sense: A Decade of KiwiSaver

September 2017

KiwiSaver’s 10th birthday is a major milestone and a cause for celebration. Enrolments have exceeded expectations and now, more than 2.7 million people are members. KiwiSaver has helped thousands of people grow their retirement savings, buy their first home and learn more about investment markets.

Over the past 10 years, KiwiSaver has continued to evolve, as have people’s interactions with it. So we’ve used this milestone as a chance to reflect, to look at what has worked and to consider what can be improved.

To share our views, we have produced ‘Dollars and Sense: A Decade of KiwiSaver’ – a report highlighting our key recommendations to ensure the KiwiSaver initiative continues to support New Zealanders’ retirement outcomes. Our recommendations reflect trends we’ve identified in our internal insights and our ongoing industry research.

To complement this report, we worked with UMR Research to talk to 1,000 people about their views on the future of KiwiSaver. So what do New Zealanders want? From making KiwiSaver compulsory, to free financial health checks to help people achieve their retirement goals, there are plenty of views on what the next ten years should deliver.

Here’s a short video to summarise the findings.

Important information

ANZ New Zealand Investments Limited ('ANZ Investments') is the issuer and manager of the ANZ KiwiSaver Scheme and the ANZ Default KiwiSaver Scheme (together, the 'schemes'). Important information is available under terms & conditions. Download the guide and product disclosure statement.

This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 736 034, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see