Go from blueprint to build

This offer is a discount off our standard ANZ Home Loan floating rate. If that floating rate increases or decreases, the discount remains the same, but the total rate applying to the loan will move up or down line with the changes.

For example, if the floating rate increases by 0.25% p.a, the total rate on the loan will also increase by 0.25% p.a.

Yes, this offer is available for both owner occupiers and residential investors that are building a new home or purchasing a turnkey property.

No, this offer is for new builds or turnkeys only.

Yes, if you purchase the property from the developer within six months of the build being completed (date that the Code Compliance Certificate is issued), and it has never been occupied, you will be entitled to the floating rate discount.

Yes, houses built under the government’s KiwiBuild programme are eligible.

Yes, for new builds and purchases of turnkeys that meet criteria. Low Equity Premium will apply.

Yes, you will have the option to move to a fixed rate on your loan at any time after you have drawn down your loan. However, if you choose to move to a fixed rate you cannot revert back to the discounted floating rate.

If you haven’t fully drawn down your current ANZ home loan to build you can restructure your loan to take advantage of the discounted floating rate offer. If you have a fixed interest rate on your loan, then an Early Repayment Recovery may apply if you choose to change rates.

No. If your build contract requires you to make progressive payments during the build, the two year period for the floating rate discount will start from the date of the first drawdown of your loan and only apply for two years from that date.

For example, if your final drawdown is made one year after your first drawdown, you will only get the discounted rate for one year on the final drawn down amount.

No, not unless the top up is required to complete the build and obtain Code Compliance Certificate.