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An ANZ Home Loan Coach will help you every step of the way

ANZ Home Loan Rate

4.19% P.A.

1 year fixed

Start the home loan process

Lending criteria, terms, conditions, and fees apply.

First home buyers' toolkit

Practical tools that will help to prepare you to buy your first home.

 

Work out how much you could borrow

Get an idea of how much you could borrow, and what your repayments might be.

 

Borrowing calculator

Free ANZ Property Profile Report

Know a home’s potential worth before you buy with an ANZ Property Profile Report.

 

What's in the report?

First Home Buyer Handbook

A handbook to help you navigate the home buying journey from start to settlement.

 

Take a look

Home loan deposit options

There are a number of ways that you can get a deposit together.

 

Find out more

Buying your first home using
your KiwiSaver savings

You may be able to use some of your KiwiSaver savings to buy your first home.

Find out how

Free Property Unlocked Seminar

Experience the home buying process at one of our free evening seminars.

 

Register now

Buying a home: the three steps 

Sometimes the hardest part is knowing where to start. To help out, we set out the home-buying process in three, easy-to-follow steps.

 

Planning

Know your buying power

Understand your financial and borrowing capacity.

 

House hunting

Ways to buy a house

Finding a home you like and how to make an offer.

 

Settling

Bringing it home

Your offer's been accepted - what next?

Get started today

 

0800 269 4663

Talk to a home loan expert.

 

Book an appointment

Our Mobile Mortgage Managers can visit you whenever, whereever is convenient for you.

 

 Use our online calculators

To find out how much you could borrow, or what your repayments could be.

First home buyer resources and articles

 

How much deposit do you need?

There’s no hard and fast answer. Generally speaking, the bigger your home loan deposit the better; but exactly how much do you need?

Take a look

 

Understand two ways KiwiSaver could help with your first home

Once you’ve been a KiwiSaver member for at least three years, you may:

  • be able to use your KiwiSaver savings to put towards your first home and
  • be eligible for a HomeStart grant from Housing New Zealand.

Find out more

Why do I need pre-approval?

A pre-approved home loan gives you an idea of what you can afford.

 

 

What insurance might you need?

We can help with insurance options that ensure you and your family are protected no matter what.

What is Loan to Value Ratio?

Loan to Value Ratio is one of those things you’ll hear about a lot in the world of home loans. It’s important because it may affect your borrowing power. So what is LVR?

Interest rates are subject to change. To get this rate you are required to have a minimum of 20% equity, an ANZ transaction account with your salary direct credited plus one other product, otherwise standard rates apply. This rate is not available with any package discounts. Lending criteria, terms, conditions, and fees apply.

ANZ Bank New Zealand Limited.