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Show your true self

with a personalised ANZ Visa Debit card

Get started

Why upgrade?

Stand out from the crowd with an ANZ MyPhoto Visa Debit carddisclaimer. Choose from your favourite selfie, a photo of your pet or choose from one of our gallery images. It's free and easy to upgradedisclaimer

As easy as 1, 2, 3


Apply online

Upload your own photodisclaimer or choose from one of our gallery images.

Once approved

Your new card will arrive within 5-7 working days. In the meantime, just keep using your current card.

Your MyPhoto card

Your MyPhoto card will arrive pre-loaded with your existing PIN so you can use it straightaway – easy!

Apply today

The hardest part is deciding which photo to choose. 

Get started

Our eligibility criteria apply. Fees are subject to change. Non-standard fees may apply, including currency conversion for overseas transactions. Please use the following links for full details of our Terms and ConditionsFees and Charges (PDF 166kB), ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 103kB) and Electronic Banking Conditions (PDF 129kB).

A copy of the Bank's General Disclosure Statement  under the Reserve Bank of New Zealand Act 1989 is available on this website or on request from any ANZ branch, free of charge.


Must be 13 years or over to apply for an ANZ Visa Debit card.


Your existing EFTPOS card will be replaced with an ANZ MyPhoto Visa Debit card. The Visa Debit annual card fee will be waived if the card is linked to an ANZ Freedom or ANZ Jumpstart account. It will also be waived for the first 12 months for a new card linked to an ANZ Go account (after 12 months you will be charged an annual card fee of $10). For all other accounts you will be charged an annual card fee of $10.


There are some restrictions around which image you may upload if you don't choose one of our gallery images. See our full Image Criteria.