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Start a savings habit with ANZ

and be in to win a share of $10,000!

Saving is the first step to financial security, and the freedom that comes with it. ANZ makes saving easy, with simple accounts and clever ways to help you save. Plus we’re giving you the chance to supercharge your savings and win a share of $10,000! Just open an ANZ savings account (or invest in the ANZ PIE Fund – Call Option) and deposit $20 or more by 18 August 2019, and you’ll automatically go in the draw to win one of ten prizes of $1,000. Open an ANZ savings account or invest in the ANZ PIE Fund – Call Option now to get started.
 

Further details, eligibility criteria, terms and conditions apply.

Get started with one of our savings options

Get rewarded with Premium interest and grow your savings faster

 

Total interest rate

 Standard interest +
 Premium interest

 

$0

Monthly account fee

 

$0

Automated and manual deposit feedisclaimerdisclaimer

 

$0

First automated or manualdisclaimerdisclaimer withdrawal in a month is free

 

$5

For two or more automated or manual withdrawals in a month

 
  • Great if you want to build your savings over time
  • Rewards you with Premium interest if you make no withdrawals and deposit $20 or more (not including credit interest) on or before the last business day of the month
  • Dip into your savings if you need to and still earn Standard interest (one free withdrawal per month)disclaimer

Easy saving with online access anytime


 

Flat interest rate

 

$0

Monthly account fee

 

$0

Automated and manual deposit feedisclaimerdisclaimer

 

 

$0

Automated withdrawal feedisclaimer (one-off electronic payments)

 

 

$3 per transaction

Manual withdrawal feedisclaimer (staff-assisted transactions)

 
  • Great if you need to dip into your savings from time-to-time
  • Simple and easy to manage with ANZ Internet Banking and goMoney appdisclaimer
  • Free automated withdrawals (e.g. ANZ Internet Banking or goMoney app) disclaimer

A tax-efficient investment savings option with access anytime. Minimum investment $500

 

Effective rate of return if you pay income tax at 30%

 

 

0.11% p.a.

Effective rate of return if you pay income tax at 33%

 

$0

Monthly account fee

 

$0

Entry fee

 

$0

Automated and manual withdrawal fee

 
  • Great if you want to withdraw money any time you need
  • No entry, management or exit fees
  • Could give you a higher after tax return than an ANZ Online account if you have a 33% tax rate

Get the edge with these simple savings habits

Starting a regular savings habit that you can easily stick to is one of the simplest ways you can reach your savings goals – whether it’s simply to start saving, or to save more. The BLACKCAPS know a thing or two about the importance of creating habits for success – so who better to help us share this savings habit to help you smash your savings goals.


Don’t wait – just start making regular deposits because the sooner you start, the sooner you’ll reach your goals.


Sorting your needs from your wants is a great way to take control of your money.


Starting a ritual, no matter what it is, is a great way to set yourself up for success.

Saving with ANZ is easier than ever

  • Make saving automatic
    Set up an automatic payment to your savings account each payday - you don’t even see the money so you won’t miss it, and it’s much easier to save when you don’t need to think about it. Setting up an automatic payment is fast and simple in ANZ Internet Banking or goMoneydisclaimer.
  • Personalise your account
    Give your savings account a nickname or add a picture to keep your savings goal top of mind and help you stay focused. It’s simple and easy in ANZ Internet Banking or goMoneydisclaimer

  • Stay on top of your savings anytime, anywhere 
    With ANZ goMoneydisclaimer you can track and manage your savings on your phone wherever and whenever you like. Check your balance, transfer money from your everyday account and more.

  • Remove temptation
    Did you know you can ‘hide’ your savings accounts in ANZ Internet Bankingdisclaimer? If you can’t see the money, you’ll be less tempted to spend it.

Tips and guides

Need some further guidance? From managing your finances to setting yourself a budget, our tips and guides provide great ways to help you save.

Take a look >

 

Savings calculators

Use our online calculators to help you manage your savings goals.

Calculate my long term savings

Use this calculator to see how much your savings could grow over time.

Calculate how much I could save

Use this calculator to work out how much you may need to regularly save to reach your goal.

Our eligibility criteria apply. Fees and interest rates are subject to change. Non-standard fees may apply. Please use the following links for full details of our Terms and Conditions, Fees and Charges (PDF 100kB), and ANZ Electronic Banking Conditions (PDF 94kB) .

ANZ ’Win a share of $10,000’ Prize Draw Competition Terms and Conditions:

A.   The ANZ ’Win a share of $10,000’ Prize Draw Competition commences on Friday 3 May 2019 at 12.01am and ends at 11.59pm on Sunday 18 August 2019.

B.   Information on how to enter the Prize Draw is set out under these terms and conditions. Entry into the Prize Draw constitutes acceptance of these terms and conditions.

C.   Entry is open to all New Zealand residents, and any person living in New Zealand with a valid visa, who meet the eligibility criteria.

D.   To be eligible to win a Prize you must either:

i.    Have an existing ANZ Serious Saver account, ANZ Online account or investment in the ANZ PIE Fund – Call Option; AND

ii.    Deposit or invest at least $20 into this account or PIE Fund investment at any time between 12.01am Friday 3 May 2019 and 11.59pm Sunday 18 August 2019;

            OR

i.    Apply for a new ANZ Serious Saver account, ANZ Online account or investment in the ANZ PIE Fund – Call Option between 12.01am Friday 3 May 2019 and 11.59pm Sunday 21 July 2019; AND

ii.    Complete all our account or investment opening requirements, including visiting an ANZ branch with a valid form of ID (such as a passport or national ID card) to verify your identity, a statement with your current address to verify your address once your account or investment has been set up and your PIR and your IRD number (for investments in the ANZ PIE Fund), before 5.00pm Sunday 18 August 2019; AND

iii.    Deposit at least $20 into your new ANZ account or PIE Fund investment any time between 12.01am Friday 3 May 2019 and 11.59pm Sunday 18 August 2019.

E.    The account or investment may be held individually or jointly, but it cannot be held in a trust for another person. For joint accounts or investments – each individual will be eligible for the draw.

F.    Entry is limited to one per person.

G.   Staff, their immediate families and agents of ANZ Bank New Zealand Limited (“ANZ”) and its related companies, are not eligible to enter the Prize Draw.

H.   The ‘Prize’ is one (1) of ten (10) payments of $1,000 paid into the winner’s ANZ Serious Saver account, ANZ Online account or investment in the ANZ PIE Fund – Call Option.

I.    The first ten (10) entries drawn that comply with these Terms and Conditions will win a Prize.

J.    The Prize Draw will take place the week commencing 26 August 2019 and the winners will be notified by email or telephone. If three reasonable attempts to contact each of the winners have been made and a winner is still not able to be contacted, the Prize will be forfeited and a new winner will be chosen.

K.   ANZ’s decision is final and no correspondence will be entered into. The Prizes are not transferable or exchangeable.

L.    ANZ may change, extend, amend or cancel the competition or these Terms and Conditions at any time.

M.   The information that you provide to enter this competition will be held by ANZ and will be used for the purposes of administering the Prize Draw. You have the right to access and request correction of this information.

N.   ANZ shall not be liable for any loss whatsoever (including but not limited to indirect or consequential loss) which is suffered in connection with the Prize Draw, the taking or using of the Prize, or any act or omission (whether negligent or not) of ANZ or any of their associated agencies, except for any liability which cannot be excluded by law.

O.   By claiming a Prize, the winners consent to ANZ making use of their name(s) and/or photograph(s) for publicity purposes as determined by ANZ.

P.    The Promoter is ANZ Bank New Zealand Limited.

General disclaimers:

This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. An ANZ Authorised Financial Adviser will, on request and free of charge, provide you with his or her disclosure statement prepared under the Financial Advisers Act 2008. If you wish to consult one of ANZ's financial advisers, please contact us on 0800 269 296.

ANZ Investment Services (New Zealand) Limited is the issuer and manager of the ANZ PIE Fund. A copy of the ANZ PIE Fund terms and conditions is available from any ANZ branch. Investments in the ANZ PIE Fund are not deposits in or liabilities of ANZ Bank New Zealand Limited, Australia and New Zealand Banking Group Limited or their subsidiaries (together “ANZ Group”). Neither ANZ Group nor The New Zealand Guardian Trust Company Limited (the "Trustee") stand behind or guarantee ANZ Investment Services (New Zealand) Limited. Investments are subject to investment risk, including possible delays in repayment, and loss of income and principal invested. Neither ANZ Group nor the Trustee will be liable to you for the capital value or performance of your investment.


Manual transactions include cheques and transactions handled by our staff for you, including at a branch, by phone, or online. Cheque books not permitted on the ANZ Serious Saver account.

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Automated transactions include EFTPOS, Visa Debit, ATM, and mobile wallet transactions, as well as all electronic payments and other transactions made using ANZ Internet Banking, goMoney, and Phone Banking. EFTPOS, Visa Debit, ATM and mobile wallet transactions not permitted on the ANZ Serious Saver account.

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First withdrawal in a month is free, $5 per month for two or more withdrawals. 

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Automated transactions include EFTPOS, Visa Debit, ATM, and mobile wallet transactions, as well as all electronic payments and other transactions made using ANZ Internet Banking, goMoney, and Phone Banking. EFTPOS, Visa Debit, ATM and mobile wallet transactions not permitted on the ANZ Online account.

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Manual transactions include cheques and transactions handled by our staff for you, including at a branch, by phone, or online. Cheque books not permitted on the ANZ Online account.

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Registration is required for ANZ goMoney, ANZ Internet Banking and ANZ Phone Banking. Telephone, mobile operator and internet service provider charges may apply to these services. Eligibility criteria and terms and conditions apply.

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