General business finance

Two types of expenses are deducted from the income of a business. This simple guide covers what they are, why they’re separated, and how they can help keep your business on track.

Good accounting and record-keeping systems are must-haves for running a successful business. An accountant or bookkeeper can you help you set them up, but it’s useful to know how it all works.

It takes a bit of time to figure out – but when you understand your balance sheet, you understand your business. This guide explains what a balance sheet is, what it tells you, and how you can use it to manage your business better.

Your profit and loss statement (P&L) is critical to tracking your progress – so it’s important you understand how it works. This guide outlines the structure of a P&L and how you can use it to better manage your business.

Gross profit is the amount of money that you make on your product or service after direct costs of sales but before overheads.

Valuing your business is part art and part science. In this article, we look at factors you should take into account (both tangible and intangible), and the most common valuation methods.

From credit cards to payment solutions: here’s a handy list of ANZ accounts and services that can help you with your day-to-day business banking.

A guide to how we set interest rates and approve  business lending and agribusiness finance. We share ways you may be able to get a better interest rate.