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Biz Hub

Inspiration, articles, videos and tools on how to start, run and grow your business. 

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Starting a business

Our guide can help you turn that desire to start or buy your own business into a reality, including tips and templates.

Starting a business guide

Planning your business

Set your business up for success with a clear plan. Think about your goals and how you’ll attract customers.

Planning your business

Money management

Set up or fine-tune your finances with our articles and tools, from managing costs and cash flow, to tax and getting paid promptly.

Money management

Running your business

Tips to help keep your business running smoothly, from calculating fair prices to managing risk, marketing to buying a business or franchise.

Running your business

Industry insights

Whatever your business’ size and sector, we’ve got expert analysis and free webinars and events to help strengthen your planning, operations and sustainability.

Industry insights and sectors

Agribusiness

With our long history of support for the agri sector, we understand the challenges you face. Our guides include economic insights, succession planning, and sustainability.

Agribusiness guides and tools

ANZ HOWTWO Small Business Support Programme

A programme designed to help your business make it through the crucial first two years and beyond. When you join the programme, you’ll enjoy no monthly account fees on ANZ Business Current accounts for two years, in-depth insights, a check in with an ANZ Business banking specialist, and more—.

HOWTWO Small Business Support Programme

Latest ANZ Insights Paper

Considerations for taking your business to Australia

Thinking of taking your business to Australia? This paper is a must-read for businesses with growth ambitions across the Tasman.

Starting a business

There is a lot to think about when starting a business, this video runs you through some of the things you can start checking off to get yourself open for business.

How to create an effective business plan

Create a simple, yet effective business plan: from setting SMART objectives to conducting a SWOT analysis, understanding your customers to marketing strategies.

Webinars and events

ANZ business webinars and events

We offer free webinars to help your business thrive. Whether you're starting, already up and running, or need some inspiration. We've got a range of webinars to suit your needs.

Webinars and events

Our customer stories

We’re proud to support Kiwi businesses so they can thrive. Explore real-life stories from local business owners as they share tips and reflect on their successes and challenges.

ARA Journeys

Discover ARA Journeys’ success story, a Kiwi business that creates AR games using Māori narratives so users can experience stories deeply connected to the land.

Transcript – ARA Journeys – Blending culture and innovation in business

Tend Health

Discover how Tend Health, through innovative technology and a fresh approach to a traditional sector, is improving healthcare access and equity in New Zealand.

Transcript – Tend Health – transforming a traditional sector with business innovation

Popular Biz Hub articles

General business finance

Understanding interest rates and lending approvals

A guide to how we set interest rates and approve business lending and agribusiness finance. We share ways you may be able to get a better interest rate.
Understanding interest rates and lending approvals

Cash flow management

How to manage your cash flow

It’s often said that cash flow is the lifeblood of any business. But what does that mean in practice? We’ll cover what cash flow is, why you need to manage it, how to tell if you’re at risk, and some tips to keep more cash flowing into your business.
How to manage your cash flow

Debtors and receiving payments

Five steps to get paid promptly

Cash flow is the lifeblood of every business, so it’s important to review your payment procedures regularly to make sure you’re set up for success. These five steps will help you strengthen your cash flow and eliminate many debt problems before they occur.
Five steps to get paid promptly

Pricing products and services

Tips for calculating an accurate charge-out rate

You don’t need to be a mathematical whiz to calculate an accurate charge-out rate. Our guide will take you through it, step by step.
Tips for calculating an accurate charge-out rate

Cash flow management

Cash flow forecast calculator

Calculate your cash flow forecast with our simple template. This will help you understand how much cash you have coming in and going out of the business each month and can be a good indicator of the need for an overdraft or other lending.
Cash flow forecast calculator

Buying, starting or franchising a business

A step-by-step guide to buying a franchise

Owning your own franchise business is a dream for many Kiwis – but actually ‘taking the plunge’ can be daunting. To get started use these six steps to buy a franchise business, and help turn your dream into reality.
A step-by-step guide to buying a franchise

Tax management

Business tax made simple

As a business owner, it’s important to be aware of what taxes you need to pay and when you need to pay them. This guide covers it all.
Business tax made simple

General business finance

Understanding interest rates and lending approvals

A guide to how we set interest rates and approve business lending and agribusiness finance. We share ways you may be able to get a better interest rate.
Understanding interest rates and lending approvals

Cash flow management

How to manage your cash flow

It’s often said that cash flow is the lifeblood of any business. But what does that mean in practice? We’ll cover what cash flow is, why you need to manage it, how to tell if you’re at risk, and some tips to keep more cash flowing into your business.
How to manage your cash flow

Contact business and agri specialists

Different sized businesses and industries face challenges unique to them. You need top-rate people around you to help your business grow and succeed. Find the specialists who best understand your kind of business.

Contact business and agri specialists

Join or switch to ANZ

Talk to us about how easy we can make moving to ANZ Business.

Read about joining

Important information

We’ve provided this material as a complimentary service. It is prepared based on information and sources ANZ believes to be reliable. ANZ cannot warrant its accuracy, completeness or suitability for your intended use. The content is information only, is subject to change, and isn’t a substitute for commercial judgement or professional advice, which you should seek before relying on it. To the extent the law allows, ANZ doesn’t accept any responsibility or liability for any direct or indirect loss or damage arising from any act or omissions by any person relying on this material.

Please talk to us if you need financial advice about a product or service. See our Financial Advice Provider Disclosure Statement (PDF 44.6KB).