Ways to bank

Bank the way you want. With ANZ, it’s your choice with easy, secure and convenient options. Let us show you how.

How do you want to bank?

From banking online, over the phone or using an ATM, to speaking to an expert face-to-face, we can help you manage your banking easily.


ANZ Internet Banking

Managing your regular banking from your home computer is convenient and secure with ANZ Internet Banking.

Key features:

  • View your account balances, transaction history, statements, and proof of account documents.

  • Move money between your accounts.

  • Pay a person, bill, credit card, or tax.

  • Set up and manage automatic payments.

  • Manage your cards.
  • Re-fix a floating home loan rate or a fixed term rate when it comes up for renewal.
  • Apply for new everyday and savings accounts, personal loans, home loans, debit and credit cards, term deposits and KiwiSaver.

Extra features:

  • Change your contact details.

  • Send a secure email to ANZ using Bank Mail.

ANZ goMoney

Keeping on top of your regular banking anywhere, anytime is easy and secure with a smartphone and the ANZ goMoney mobile app. 

Key features:

  • View your account balances, transaction history and statements, and proof of account documents.

  • Move money between your accounts.

  • Pay a person, bill, credit card, or tax.

  • Set up and manage automatic payments.

  • Manage your cards.
  • Re-fix a floating home loan rate or a fixed term rate when it comes up for renewal.
  • Apply for new everyday and savings accounts, personal loans, home loans, debit and credit cards, term deposits and KiwiSaver.

Extra features:

  • Use Pay to Mobile to pay another ANZ customer who is registered for Pay to Mobile using just their mobile phone number.
  • Use your mobile phone number to pay for things online or in store with ANZ Payment Requests.
  • Set up deposit and balance notifications.
  • Check your balance without logging in, using Quick Balance.
  • Decrease your credit card limit.
  • You can even join ANZ using goMoney if you're not an existing customer.

ANZ Phone banking

Manage your accounts and money quickly, easily and securely over the phone with 24/7 Automated Phone Banking. You don’t need a smartphone or access to the internet.

Key features:

  • Check your account balances and transaction history.

  • Move money between your accounts.

  • Make payments to any of your registered billers.

  • Manage your automatic payments.

Extra features:

  • Log in using Voice ID, your unique and secure voice print.

How-to guides and videos

We’re making digital banking easier with our step-by-step printable guides for ANZ Internet Banking, the goMoney app, and Automated Phone Banking.


ATMs and Smart ATMs

You can access ANZ’s extensive network of ATMs around New Zealand to get cash, check your balances, print mini-statements, and transfer money between your accounts. At ANZ Smart ATMs, you can also deposit cash into your ANZ accounts, as well as other ANZ customer accounts, with our Deposit service. All Smart ATMs accept notes. Coin deposits are accepted at selected Smart ATMs in branch lobbies.

Contact Centre and branches

Our Contact Centre and network of branches means you’re never far away from expert help and information when you need it. Get the full range of specialist help for your personal and business banking, lending, and investment needs.

Business banking made easy

We’re making banking easier for our business customers with online tools and mobile apps developed specifically for businesses. 

Scams and Fraud Guide

We’re committed to keeping you and your banking safe, and you have a role to play too. Working together, we can keep you even safer. However you choose to bank, find out how to keep safe.

Accessible banking

We’re working hard to make our banking products and services accessible and available to all New Zealanders, regardless of ability.

Important information

Eligibility criteria and terms and conditions apply to ANZ Internet Banking, ANZ goMoney, ANZ Phone Banking and Pay to Mobile. See our Electronic Banking Conditions (PDF 138KB) for more information.

Mobile phone network or internet provider charges, such as data fees may apply, depending on your provider.