Join ANZ the fast way

Download the ANZ goMoney mobile app and join ANZ using your phone today.

It’s easy to join – you can choose how

Join the fast way using the ANZ goMoney mobile app

If you’re aged 18+, live in New Zealand and hold a current New Zealand passport or driver licence, applying via the app is the fastest way to join ANZ. You'll also need a compatible mobile device. You won’t need to visit a branch - we’ll just give you a quick call to complete your registration.

See how to join ANZ using goMoney

Apply using our online form , plus a visit to a branch

Anyone aged 13+ can apply using our online form.

Simply choose the account that’s right for you and complete the form, then we’ll be in touch to organise a visit to a branch to confirm your identity.

Apply by calling us, plus a visit to a branch

Our team is available 7 days a week, 7.30am - 9pm and are happy to assist you.

Simply choose the account that’s right for you, and then call 0800 269 296 (+64 4 470 3142 from overseas, charges may apply).

During the call, our team will make a time for you to visit a branch to confirm your identity.

Eligibility criteria and terms and conditions apply. See important information below.

Everyday account options

Go account

Save on fees with your Go account when you bank electronically (debit cards, ATMs and online banking).

$0 Monthly account fee
$0 Automated transaction fee—
$3 Manual transaction fee per transaction (staff-assisted transactions)—
$0 ANZ Visa Debit card annual fee—

Default account for people aged 21+ who join using the ANZ goMoney mobile app. If you’d like to choose a different account, you’ll need to apply using our online form or call us.

Jumpstart account

An account for anyone under 21, and full-time students, with no account or transaction fees.

$0 Monthly account fee
$0 Transaction fees—^,—
$0 ANZ Visa Debit card annual fee—

Default account for people aged 18-20 who join using the ANZ goMoney mobile app. If you’re aged 21+ and studying full-time, and would like a Jumpstart account, you’ll need to apply using our online form or call us.

Freedom account

Enjoy no transaction fees, and pay no monthly account fee if you meet the minimum monthly deposit.

$5 Monthly account fee, waived each month you deposit at least $2,500 into your account—
$0 Transaction fees—^,—
$0 ANZ Visa Debit card annual fee—

Only available if joining using our online form or over the phone.

Join ANZ using the goMoney mobile app

You won't need to visit a branch - how easy is that!

Join using the app if you:

Are aged 18+,
Live in New Zealand,
Hold a current New Zealand passport or driver licence, and
Want to apply for a Go account (default account for people aged 21+), or you’re aged 18-20 and want a Jumpstart account.

Note, you’ll need a smartphone or tablet with video capability.

How to join using the app

Download ‘ANZ goMoney New Zealand’ from your app store.
Select ’Not a customer? Join ANZ’ and follow the step-by-step instructions.
You’ll need to take a photo of your ID, and a selfie video on your phone to confirm your identity.
After we receive your application, we’ll give you a call to complete your registration over the phone.

Eligibility criteria and terms and conditions apply to goMoney. See important information below.

Join by applying online

Apply for the everyday account of your choice using our online form (you must aged 13+).

Before we can complete your account opening you’ll need to verify your identity, so we’ll call you to arrange a time for you to visit an ANZ branch.

Apply for a Go or Freedom accountApply for a Jumpstart account

Personalise your ANZ Visa Debit card

Once you’ve got your ANZ account, you can upgrade your ANZ Visa Debit card to an ANZ MyPhoto Visa Debit card. Choose from one of our gallery images or upload your own photo—.

Learn more about personalising your Visa Debit card

Here’s how we make banking easier

Bank the way you want

Bank 24/7 with ANZ Internet Banking, the ANZ goMoney mobile app or ANZ Phone Banking. You can:
- Check your balance.
- Transfer money between accounts.
- Pay bills and people.
- Manage automatic payments.
Get cash from our extensive network of ATMs, and make cash deposits into your account at our Smart ATMs.
Talk to someone when you need to. Our contact centre is open 7 days a week, 7.30 - 9pm.

Easy ways to pay

Enjoy the convenience of an ANZ Visa Debit card wherever Visa is accepted. You can:
- Tap and pay at thousands of contactless terminals in New Zealand.
- Shop online.
- Use it overseas.
- Withdraw cash at ATMs.
Pay with your smartphone using Apple Pay— or Google Pay™—.
Send money to anyone with a New Zealand bank account using just their mobile number with Pay to Mobile.
Send money overseas with ANZ Internet Banking or goMoney – it’s fast and easy!

Control is in your hands

Manage your cards online using ANZ Card Manager to:
- Temporarily block your card if you’ve misplaced it.
- Report it missing or stolen, and request a replacement card.
- Set and change your card PINs.
Set up balance and deposit alerts in ANZ goMoney so you can stay on top of your money.
Register for statement text alerts so you never miss a payment on your credit card.
Turn off paper statements and save paper.

Help to keep your money safe

We’re committed to helping keep you and your money safe from scams and fraud. Here’s how we help protect your banking:

Round the clock fraud monitoring systems and a dedicated team who review banking activity.
Two-layer authentication using OnlineCode to protect you when using online banking.
Voice ID allows you to identify yourself with our contact centre, or log in to ANZ Phone Banking, using your unique and secure voiceprint.
Visa Secure helps protect you from unauthorised use of your card online.
Visa’s Zero Liability policy— means you won’t be held accountable for fraudulent charges or unauthorised purchases.

Financial wellbeing

Financial wellbeing isn’t one-size-fits-all. We all have different aspirations when it comes to money and your journey could be entirely different to the next person.

For inspiration, check out our articles and guides with ideas from starting a budget to setting a savings goal.

Find out how to do better with money

Two women pose with arm muscles flexed on top of a mountain

Important information

Our eligibility criteria apply. Fees are subject to change. Non-standard fees may apply, including currency conversion for overseas transactions. Please use the following links for full details of our Terms and Conditions, Fees and Charges (PDF 159KB), and ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 103KB), and Electronic Banking Conditions (PDF 129KB).

This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see anz.co.nz/fapdisclosure

* Once you have an ANZ Visa Debit card or ANZ EFTPOS card, you can apply to upgrade it to an ANZ MyPhoto Visa Debit card at anz.co.nz/myphoto. There are some restrictions around which image you may upload if you don't choose one of our gallery images. See our full Image criteria. Your existing ANZ Visa Debit or EFTPOS card will be replaced with an ANZ MyPhoto Visa Debit card.