Join ANZ
Join ANZ
Joining ANZ is easy, simply choose the option that works best for you. Use our ANZ goMoney app, online form or give us a call.
Choose your everyday account
ANZ Go account
Save on fees with your Go account when you bank electronically (debit cards, ATMs and online banking).
- $0 monthly account fee
- $0 automated transaction fee—
- $3 manual transaction fee per staff-assisted transaction—
- $0 ANZ Visa Debit card annual fee—
- Overdraft available on application—
- Joint account option available
Apply in our mobile app
To apply using the ANZ goMoney app, you'll need to be 18+, living in New Zealand and hold a current New Zealand passport or driver licence. You won’t need to visit a branch - we’ll give you a quick call to complete your registration.
If you’re aged 21+, you’ll get a Go account by default. If you’d like a different account or a joint account, you’ll need to apply using our online form or by calling us.
Online form
Anyone aged 13+ can apply using our online form. We’ll be in touch to organise a visit to a branch to confirm your identity.
Call us
Call us on 0800 269 296, seven days a week, 7.30am - 9pm. From overseas +64 4 470 3142.
Eligibility criteria and terms and conditions apply. See important information below.
ANZ Jumpstart account
An account for anyone under 21, and full-time students, with no account or transaction fees.
- $0 monthly fee
- $0 transaction fees—, —
- $0 ANZ Visa Debit card annual fee—
- Interest-free overdraft of up to $2,000 on application (must be 18+)—
Apply in our mobile app
To apply using the ANZ goMoney app, you'll need to be 18+, living in New Zealand and hold a current New Zealand passport or driver licence. You won’t need to visit a branch - we’ll give you a quick call to complete your registration.
If you’re aged 18-20, you’ll get a Jumpstart account by default. If you’d like a different account, you’ll need to apply using our online form or by calling us.
Online form
Anyone aged 13+ can apply using our online form. We’ll be in touch to organise a visit to a branch to confirm your identity.
Call us
Call us on 0800 269 296, seven days a week, 7.30am - 9pm. From overseas +64 4 470 3142.
Eligibility criteria and terms and conditions apply. See important information below.
You might be interested in
Personalise your ANZ Visa Debit card
Once you’ve got your ANZ account, you can upgrade your ANZ Visa Debit card to an ANZ MyPhoto Visa Debit card. Choose from one of our gallery images or upload your own photo—.
Here’s how we make banking easier
Bank the way you want
- Bank 24/7 with ANZ Internet Banking, the ANZ goMoney mobile app or ANZ Phone Banking. You can:
- Check your balance.
- Transfer money between accounts.
- Pay bills and people.
- Manage automatic payments.
- Get cash from our extensive network of ATMs, and make cash deposits into your account at our Smart ATMs.
- Talk to someone when you need to. Our contact centre is open 7 days a week, 7.30am - 9pm.
Easy ways to pay
- Enjoy the convenience of an ANZ Visa Debit card wherever Visa is accepted. You can:
- Tap and pay at thousands of contactless terminals in New Zealand.
- Shop online.
- Use it overseas.
- Withdraw cash at ATMs.
- Pay with your smartphone using Apple Pay— or Google Pay™—.
- Send money to anyone with a New Zealand bank account using just their mobile number with Pay to Mobile.
- Send money overseas with ANZ Internet Banking or goMoney – it’s fast and easy!
Control is in your hands
- Manage your cards online using ANZ Card Manager to:
- Temporarily block your card if you’ve misplaced it.
- Report it missing or stolen, and request a replacement card.
- Set and change your card PINs.
- Set up balance and deposit alerts in ANZ goMoney so you can stay on top of your money.
- Register for statement text alerts so you never miss a payment on your credit card.
- Turn off paper statements and save paper.
Help to keep your money safe
We’re committed to helping keep you and your money safe from scams and fraud. Here’s how we help protect your banking:
- Round the clock fraud monitoring systems and a dedicated team who review banking activity.
- Two-layer authentication using OnlineCode to protect you when using online banking.
- Voice ID allows you to identify yourself with our contact centre, or log in to ANZ Phone Banking, using your unique and secure voiceprint.
- Visa Secure helps protect you from unauthorised use of your card online.
- Visa’s Zero Liability policy— means you won’t be held accountable for fraudulent charges or unauthorised purchases.
Financial wellbeing
Financial wellbeing isn’t one-size-fits-all. We all have different aspirations when it comes to money and your journey could be entirely different to the next person.
For inspiration, check out our articles and guides with ideas from starting a budget to setting a savings goal.
Important information
Our eligibility criteria apply. Fees are subject to change. Non-standard fees may apply, including currency conversion for overseas transactions. Please use the following links for full details of our Terms and Conditions, Fees and Charges (PDF 159KB), and ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 103KB), and Electronic Banking Conditions (PDF 129KB).
This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see anz.co.nz/fapdisclosure
* Once you have an ANZ Visa Debit card or ANZ EFTPOS card, you can apply to upgrade it to an ANZ MyPhoto Visa Debit card at anz.co.nz/myphoto. There are some restrictions around which image you may upload if you don't choose one of our gallery images. See our full Image criteria. Your existing ANZ Visa Debit or EFTPOS card will be replaced with an ANZ MyPhoto Visa Debit card.