ANZ Credit Cards

Everyone is unique, so we offer credit card options to suit different needs

Woman paying with her ANZ Visa in a cafe

Our tool can help you decide

Explore your options

ANZ Low Rate Visa card

No annual fee and lower rate

Enjoy a lower rate, no annual card fee, and up to 55 days interest free on purchases with an ANZ Low Rate Visa.

  • No annual card fee.
  • Our lowest purchase rate.
  • Balance transfer options available.

It could save you money, especially if you don’t pay off your credit card in full every month.

ANZ Travel rewards credit cards

Travel rewards

The credit card that rewards you with Airpoints Dollars™.

  • Earn Airpoints Dollars by using your card for your everyday spending.
  • No limit on the number of Airpoints Dollars you can earn.
ANZ Cash back credit cards

Cash rewards

The credit cards that reward you with cash.

  • Earn CashBack Points by using your credit card for your everyday spending.
  • Enjoy the freedom of being able to choose how you spend your rewards.

Also in this section

Using your credit card

Find out how to manage your credit card - protecting your card, reducing fees and interest costs, what to do about suspicious transactions and more.

Balance transfers

You could save on interest by transferring the outstanding balance from your non-ANZ credit or store card account to a card with a lower interest rate. 

Credit card education

Learn how to stay on top of your credit card. Read about interest free days, cash advances and our seven simple hacks to help you deal to your debt.

Important information

Interest rates are subject to change. Lending criteria, terms, conditions and fees apply to all ANZ credit cards. You must repay your balance in full by the due date each month to get the benefit of interest free days on purchases. Other interest rates apply to purchase and cash advances.Read more about our Rates, fees and agreements.

Our financial advice provider statement has some important information you should know about ANZ and our financial advice services. Please take the time to read it.