Join the KiwiSaver scheme others look up to
Contactless payment limit increased to $200
There is a temporary increase on the contactless payment limit without a PIN from $80 to $200 at all EFTPOS terminals. This increase is in response to COVID-19 as a way of reducing shoppers contact with frequently touched surfaces.
This change automatically applies to ANZ Visa Credit and Visa Debit cards.
Our credit card options
No annual fee and lower rate
Enjoy the best of both worlds with an ANZ Low Rate Visa.
- No annual card fee
- Our lowest purchase rate
- Balance transfer options avaliable
It could save you money, especially if you don’t pay off your credit card in full every month.
Travel rewards
The credit card that rewards you with Airpoints Dollars.
- Earn Airpoints DollarsTM by using your card for your everyday spending
- No limit on the number of Airpoints Dollars you can earn
Find out more about our Airpoints Visa and Airpoints Visa Platinum cards.
Cash rewards
The credit cards that reward you with cash.
- Earn CashBack Points by using your credit card for your everyday spending
- Allows you to choose how you spend your rewards
Find out more about our CashBack Visa and CashBack Visa Platinum cards.
Find and compare ANZ credit cards
Ways to apply
If you don't currently bank with ANZ, you'll need to provide:
- Valid proof of identification
See examples of acceptable forms of identification (PDF 28kB) - Mail that has been addressed to your residental address (within the last three months).
Interest rates are subject to change. Lending criteria, terms, conditions and fees apply to all ANZ credit cards. See Rates, fees and agreements for more information.
Our financial advice provider statement has some important information you should know about ANZ and our financial advice services. Please take the time to read it.