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Contactless payment limit increased to $200

There is a temporary increase on the contactless payment limit without a PIN from $80 to $200 at all EFTPOS terminals. This increase is in response to COVID-19 as a way of reducing shoppers contact with frequently touched surfaces.

This change automatically applies to ANZ Visa Credit and Visa Debit cards.

Find out more

Our credit card options

No annual fee and lower rate

Enjoy the best of both worlds with an ANZ Low Rate Visa.

  • No annual card fee
  • Our lowest purchase rate
  • Balance transfer options avaliable

It could save you money, especially if you don’t pay off your credit card in full every month.

Low Rate Visa

Travel rewards

An excellent choice if you love to travel.

  • Earn Airpoints DollarsTM by using your card for your everyday spending
  • No limit on the number of Airpoints Dollars you can earn

Choose between our Airpoints Visa and Airpoints Visa Platinum cards.

Airpoints Visa Platinum

Airpoints Visa

Cash rewards

The credit cards that reward you with cash.

  • Earn CashBack Points by using your credit card for your everyday spending
  • Enjoy the freedom of being able to choose how you spend your rewards

Choose between our CashBack Visa and CashBack Visa Platinum cards.

CashBack Visa Platinum

CashBack Visa

Find and compare ANZ credit cards


Ways to apply

Apply online

Apply now

By phone

0800 269 277

Weekdays, 8am - 8.30pm
Weekends, 9am - 5pm

At any branch

Visit a branch

If you don't currently bank with ANZ, you'll need to provide:

Ask Jamie

Interest rates are subject to change. Lending criteria, terms, conditions and fees apply to all ANZ credit cards. See Rates, fees and agreements for more information.