ANZ Credit Cards

Everyone is unique, so we offer credit card options to suit different needs.

Our tool can help you decide

Explore your options

No annual fee and lower rate

Enjoy a lower rate, no annual card fee, and up to 55 days interest free on purchases with an ANZ Low Rate Visa.

  • No annual card fee.
  • Our lowest purchase rate.
  • Balance transfer options available.

It could save you money, especially if you don’t pay off your credit card in full every month.

Travel rewards

The credit card that rewards you with Airpoints Dollars™.

  • Earn Airpoints Dollars by using your card for your everyday spending.
  • No limit on the number of Airpoints Dollars you can earn.

Cash rewards

The credit cards that reward you with cash.

  • Earn CashBack Points by using your credit card for your everyday spending.
  • Enjoy the freedom of being able to choose how you spend your rewards.
  • Earn unlimited CashBack Rewards by using your credit card for your everyday spending.

Also in this section

Using your credit card

Find out how to manage your credit card – protecting your card, reducing fees and interest costs, what to do about suspicious transactions and more.

Balance transfers

You could save on interest by transferring what you owe from your non-ANZ credit card or store card to an ANZ card with a lower interest rate.

Overseas travel insurance

ANZ Airpoints Visa Platinum cardholders may be eligible for ANZ Premium Card Overseas Travel Insurance, provided by our partner Allianz. 

Check your ANZ Airpoints Visa Platinum card eligibility:

Understanding credit cards

Credit cards can be convenient, but it’s important to manage this debt well. It’s a good idea to think about:

  • What is a credit card
  • How to avoid paying interest
  • Tips to pay off your credit card
  • Support if you face financial stress. 

Important information

This is for information purposes only, talk to us for financial advice and see our advice statement.

Interest rates are subject to change. Lending criteria, terms, and fees apply to all ANZ credit cards. You must repay your balance in full by the due date each month to get the benefit of interest free days on purchases. Other interest rates apply to purchase and cash advances. Read more about our Rates, fees and agreements.