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Contactless payment limit increased to $200

There is a temporary increase on the contactless payment limit without a PIN from $80 to $200 at all EFTPOS terminals. This increase is in response to COVID-19 as a way of reducing shoppers contact with frequently touched surfaces.

This change automatically applies to ANZ Visa Credit and Visa Debit cards.

Find out more

Our credit card options

No annual fee and lower rate

Enjoy the best of both worlds with an ANZ Low Rate Visa.

  • No annual card fee
  • Our lowest purchase rate
  • Balance transfer options avaliable

It could save you money, especially if you don’t pay off your credit card in full every month.

Travel rewards

The credit card that rewards you with Airpoints Dollars.

  • Earn Airpoints DollarsTM by using your card for your everyday spending
  • No limit on the number of Airpoints Dollars you can earn

Find out more about our Airpoints Visa and Airpoints Visa Platinum cards.

Cash rewards

The credit cards that reward you with cash.

  • Earn CashBack Points by using your credit card for your everyday spending
  • Allows you to choose how you spend your rewards

Find out more about our CashBack Visa and CashBack Visa Platinum cards.

Find and compare ANZ credit cards


Ways to apply


Apply online today, it takes just 10 - 15 minutes.

Apply for an ANZ credit card

By phone

Weekdays, 8am - 8.30pm
Weekends, 9am - 5pm

Call us on 0800 269 277

Come and see us

We’ve got you covered with branches throughout New Zealand

Find an ANZ branch

If you don't currently bank with ANZ, you'll need to provide:

Interest rates are subject to change. Lending criteria, terms, conditions and fees apply to all ANZ credit cards. See Rates, fees and agreements for more information.

Our financial advice provider statement has some important information you should know about ANZ and our financial advice services. Please take the time to read it.