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Home loans

Find out about buying, building or renovating and how you could pay off your loan faster. We also have ways to help make your home healthy too.

*Special interest rate requires minimum 20% equity and an ANZ transaction account with salary direct credited, otherwise standard rate applies. Not available with package discounts.

ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change.  

Building a new home?

Check out our Blueprint to Build floating rate discount for new build homes.

How to apply for a home loan with ANZ

Great reasons to choose ANZ


Buying a home

We have a number of useful tools to help you navigate buying a home. Including our Home Buyer Handbook and our Free Property Insights Reports, so you can get a better handle on what a home’s worth. 


Pay off your home loan faster

There could be changes you could make to your home loan structure and repayments to pay off your home loan faster and pay less interest.

Healthy Homes

Whether you're buying, building or renovating, we can help you have a home that's healthier, more energy efficient and environmentally sustainable.


How to apply

Call us

Weekdays, 8am - 8.30pm
Weekends, 9am - 5pm

0800 269 4663


We'll come to you

A Mobile Mortgage Manager can visit you whenever, wherever is convenient for you.

Request an appointment

Start online

Start the application process for your home loan online today.

Start your application

It takes just 5 to 10 minutes.

Need help?

Help and support 

See all help and support articles

ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change.  

A copy of the Bank's General Disclosure Statement  under the Reserve Bank of New Zealand Act 1989 is available on this website or on request from any ANZ branch, free of charge.

This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see