skip to log on skip to main content
VoiceOver users please use the tab key when navigating expanded menus

Home loans

Find out about buying a home, investing in residential property, financing a new build or managing your existing mortgage with ANZ.

Book an appointmentStart your application

   

*Special interest rate requires minimum 20% equity and an ANZ transaction account with salary direct credited, otherwise standard rate applies. Not available with package discounts.

ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change.  


Great reasons to choose ANZ

  • Support where and when you need it. You’ll get an ANZ Home Loan Coach to support you through the home buying process from start to finish, or one of our Mobile Mortgage Managers can come to you.
  • Free First Home Buyer Handbook. In this guide, we break down the home buying process into easy-to-understand steps so you can navigate the journey with confidence.
  • Structure your home loan to suit your situation. Everyone’s different. Whatever your situation may be, we can help put a solution together from our different home loan types.

Calculators

Work out how much you could borrow

Get an idea of how much you could borrow based on some quick questions about your financial situation.

Work out your repayments

Find out how much your repayments might be depending on the loan amount, loan type and term.

Wanting to renovate your home?

Get an idea of how much it might cost based on some quick questions about your home and renovation plans. 

   


Guides

Explore your deposit options

There are a number of ways to get a deposit together. Find out about your options including KiwiSaver first home withdrawal.

Property Unlocked Seminars

Free seminars to learn about the home buying process, building, renovating and property investment.

Healthy Homes

Whether you're buying, building or renovating, we can help you have a home that's healthier, more energy efficient and environmentally sustainable.


How to apply

Start online

Start your application

Start the application process for your home loan online today. It takes just 5 to 10 minutes.

Call us

to book an appointment at your local branch

0800 269 296

Weekdays, 8am - 8.30pm
Weekends, 9am - 5pm

International: +64 4 470 3165

We'll come to you

Request an appointment

A Mobile Mortgage Manager can visit you whenever, wherever is convenient for you.


Frequently asked questions

Help and support 

See all help and support articles

ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change.  

A copy of the Bank's General Disclosure Statement  under the Reserve Bank of New Zealand Act 1989 is available on this website or on request from any ANZ branch, free of charge.

This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. An ANZ Authorised Financial Adviser will, on request and free of charge, provide you with his or her disclosure statement prepared under the Financial Advisers Act 2008. If you wish to consult one of ANZ's financial advisers, please contact us on 0800 269 296.