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Home loans
Find out about buying a home, investing in residential property, financing a new build or managing your existing mortgage with ANZ.
*Special interest rate requires minimum 20% equity and an ANZ transaction account with salary direct credited, otherwise standard rate applies. Not available with package discounts. ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change.
We'll get you home in no time
Great reasons to choose ANZ
- Support where and when you need it. You’ll get an ANZ Home Loan Coach to support you through the home buying process from start to finish, or one of our Mobile Mortgage Managers can come to you.
- Structure your home loan to suit your situation. Everyone’s different. Whatever your situation may be, we can help put a solution together from our different home loan types.
- Help to make your home healthy. We have a range of initiatives to help you live in a warm, dry, energy efficient home.
- Free First Home Buyer Handbook. In this guide, we break down the home buying process into easy-to-understand steps so you can navigate the journey with confidence.
- Free Property Profile Reports. Know a home's potential worth before you buy with an ANZ Property Profile Report (worth $49.95).
Calculators
Guides
Explore your deposit options
There are a number of ways to get a deposit together. Find out about your options including KiwiSaver first home withdrawal.
Property Unlocked Seminars
Free seminars to learn about the home buying process, building, renovating and property investment.
Healthy Homes
Whether you're buying, building or renovating, we can help you have a home that's healthier, more energy efficient and environmentally sustainable.
We'll come to you
A Mobile Mortgage Manager can visit you whenever, wherever is convenient for you.
Start online
Start the application process for your home loan online today.
It takes just 5 to 10 minutes.
Need help?
See all help and support articles
ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change.
A copy of the Bank's General Disclosure Statement under the Reserve Bank of New Zealand Act 1989 is available on this website or on request from any ANZ branch, free of charge.
This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. An ANZ Authorised Financial Adviser will, on request and free of charge, provide you with his or her disclosure statement prepared under the Financial Advisers Act 2008. If you wish to consult one of ANZ's financial advisers, please contact us on 0800 269 296.