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Ways to pay

Pay people, bills, and make purchases.

Pay with your smartphone

Pay with your iPhone - Apple Pay

Make purchases using your compatible iPhone or Apple Watch, anywhere you can tap and pay. It’s simple to set up and simple to use.

Pay with your Android phone - Google PayTM

Make quick, secure and convenient payments for everyday items with your compatible AndroidTM device anywhere you can make contactless payments.

Pay people and bills

Make payments online and over the phone

ANZ Internet Banking, ANZ goMoney and ANZ Phone Banking have a range of fast, convenient electronic payment options, including:

  • Funds transfer - transfers of money between your ANZ accounts.
  • Bill payments - one-off payments to people or organisations.
  • Automatic payments - scheduled payments for the same amount each time, to someone else or to another one of your accounts with us.
  • Direct debits - when you authorise someone to take money directly from your account (e.g. a direct debit with your phone company pay your phone bill).

Pay anyone using their mobile number

There’s a simple, easy way to pay friends, family or anyone with a New Zealand bank account without knowing their bank account number. With Pay to Mobile, a feature within ANZ goMoney, you can send money to anyone’s bank account using their mobile phone number.

Pay your tax

You can make tax payments to the IRD quickly and easily via ANZ Internet Banking – just go to the ‘Pay and Transfer’ menu and select ‘Pay Tax’ or in ANZ goMoney – just go to the ‘Payments’ menu and select ‘Pay Tax’.

Send money overseas

At ANZ, sending money to family, friends or anyone else overseas is fast, easy and secure. You can send it yourself through ANZ Internet Banking, ANZ goMoney or we can arrange it for you at any ANZ branch or over the phone (terms and conditions apply).

ATMs and Smart Deposits

You can use ANZ’s extensive network of ATMs around New Zealand to get cash and transfer money between your accounts, 24/7. And at Smart ATMs, you can also deposit cash and cheques directly into the ATM with our Smart Deposit service.

Cash deposited at Smart ATMs is available immediately as cleared funds (which means you can use it straight away). Cheques take three working days to clear*. You receive a scanned image of any cheque deposits for your records, and a receipt for all ATM deposits.

Find your nearest ANZ ATM or branch

Important information

*Excludes cheques from overseas, these may take longer. Manual transaction and clearance and cash handling fees apply.

iPhone, iPad, and iPod Touch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. 

Apple, the Apple logo, Touch ID, iPhone and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc.

Android and Google Pay are registered trademarks of Google LLC. Terms and conditions apply to Google Pay, see Google Pay for more information.

Eligibility criteria and terms and conditions apply to ANZ Internet Banking, ANZ goMoney, ANZ Phone Banking and Pay to Mobile. See our Electronic Banking Conditions (PDF 144kB) for more information.

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