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Website terms of use

ANZ National Bank Limited welcomes you to this web site. By viewing the pages of this web site, you acknowledge that you have read and accepted these disclaimers.

New Zealand products and services 

The products and services described in this web site are available only to New Zealand residents and in relation to property in New Zealand. ANZ National Bank Limited regrets that, at this time, it cannot accept applications for these products and services from persons other than New Zealand residents. Also, the information contained in this web site should not be regarded as promoting any product or service other than those offered by ANZ National Bank Limited in New Zealand. The information contained in this web site has been prepared under New Zealand law for the supply of these products and services in New Zealand only. ANZ National Bank Limited does not accept responsibility for the compliance of this information with the laws of any other country. Accordingly, the information is not directed at persons in any other country and should not be relied upon by persons in any country other than New Zealand.

If you plan to emigrate to New Zealand, you will be able to obtain further information about ANZ National Bank Limited products and services upon your arrival.

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Applications for credit 

All applications for credit are subject to ANZ National Bank Limited lending criteria. Applications for credit may also be subject to approval fees. Insurance costs may apply. For further information on fees or about a particular product or service, including full details of terms and conditions, please complete the e-form on the product or service page or contact any branch of ANZ National Bank Limited.

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Intellectual property 

ANZ National Bank Limited holds all copyright and other intellectual property rights in this web site and reserves all rights, save as provided in this disclaimer. You may electronically reproduce and store the contents of this web site solely for the purposes of viewing this web site, or saving web site content, for your own personal use. You may not display or distribute the content of any of these pages in public or where the content is accessible to the public, including any reproduction in any form on the Internet, without permission from ANZ National Bank Limited.

Any infringement of ANZ National Bank Limited's intellectual property rights will be fully enforced under New Zealand law.

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Hypertext linking 

Please do not create a link to any of the pages on this web site without the prior permission of ANZ National Bank Limited. If you do create a link to any of the pages on our web site, you acknowledge that you are responsible for all direct or indirect consequences of the link, and you indemnify ANZ National Bank Limited for all loss, damage, liability, costs or expense arising from or in connection with the link.

If you wish to create a link to any of the pages on this web site:

Enquire online icon   Enquire online

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ANZ Links to other web sites 

Hypertext Links which ANZ National Bank Limited provides on this web site to other Internet resources are not investigated or monitored by ANZ National Bank Limited. Accordingly, the content, timeliness, opinions and Hypertext Links found on Internet resources to which we provide Hypertext Links are also not investigated or monitored by ANZ National Bank Limited.

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Web site tools 

The calculators, product selector tools and other interactive tools which may be used on this web site from time to time are intended to be illustrative only. ANZ National Bank Limited does not represent or warrant the accuracy, adequacy or completeness of any information provided by those calculators and product selector tools. Please consult an ANZ National Bank Limited staff member either before selecting a product or service or acting on the basis of information provided by these tools.

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Other information 

While ANZ National Bank Limited has taken every care to ensure that the information contained on this web site is complete and accurate, it does not represent or warrant the accuracy or completeness of any information on this web site or that this information is suitable for your intended use. ANZ National Bank Limited accepts no responsibility or liability arising from or in connection with your use of this web site and the information contained on it. Also, no information on this web site is intended to constitute an offer to enter into any transaction or relationship, the promotion of any product or service other than those offered by ANZ National Bank Limited in New Zealand, or to provide the basis of any credit. Please consult an ANZ National Bank Limited staff member before selecting a product or service or acting on the basis of information provided by this web site.

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Timeliness 

ANZ National Bank Limited will endeavour to keep this web site as up-to-date as possible, but all information contained on our web site is subject to change, including interest rates and fees. All information is current at the time of publication, but if you are unsure of the timeliness of any information, please consult an ANZ National Bank Limited staff member before proceeding.

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Privacy 

Information transmitted over the Internet is inherently insecure. However, once ANZ National Bank Limited receives any personal information from you, ANZ National Bank Limited will hold that information securely and will only use it to provide information to you and for statistical purposes. You may access personal information held by ANZ National Bank Limited by making an enquiry at any branch, and request correction of any errors in that information. A fee will usually be payable.

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Tracking 

ANZ, part of National Bank Limited (ANZ) uses Nielsen//NetRatings and Omniture ('tracking companies') to collect information on how you utilise the ANZ website. The tracking companies use 'cookies' (see explanation below) to collect information such as:

The tracking companies use this information to perform statistical analysis of aggregate user behaviour, but this analysis is not based on personal information. ANZ uses this analysis to measure advertising effectiveness and relative consumer interest in the various areas of the ANZ website. ANZ may disclose the information collected by the tracking companies, in an aggregate (not personal) form only, to third parties including advertisers or potential advertisers.

Find out more information about Neilsen NetRatings see the links below:

For more information about Omniture see the links below:

Cookies

Cookies are widely used on websites to help with navigation, monitor usage and to help personalise your experience when you visit a web site. ANZ may use cookies to monitor use of the ANZ website, to provide you with access to tailored information and services from the ANZ website, and to serve you better when you return to it.

A cookie is a small text file that can be stored on your computer when you visit a website. A web server sends you a cookie and your browser accepts it. The browser then returns the cookie to the web server next time you visit that particular website.

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ANZ National Bank Limited Current Disclosure Statement 

A current Disclosure Statement published by ANZ National Bank Limited may be requested from any branch or agency of ANZ.

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ANZ National Bank Limited Unit Trusts 

The principal and returns of ANZ Unit Trusts are not guaranteed or secured in any way by ANZ National Bank Limited, ANZ Investment Services (New Zealand) Limited, Australia and New Zealand Banking Group Limited, the Trustees Executors and Agency Company of New Zealand Limited, or any other person. Units do not represent deposits or other liabilities of the ANZ National Bank Limited or any other member of the ANZ Group and are subject to investment risk including possible delays in repayment and loss of income and principal invested.

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ANZ National Bank Limited Funds Management Services 

Funds managed by ANZ Funds Management are not guaranteed or secured in any way by ANZ National Bank Limited, ANZ Investment Services (New Zealand) Limited, Australia and New Zealand Banking Group Limited, or any other person. The funds and securities in which they are invested do not represent deposits or other liabilities of the ANZ National Bank Limited or any other member of the ANZ Group and are subject to investment risk including possible delays in repayment and loss of income and principal invested.

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ANZ National Bank Limited Responsibility 

While this web site is maintained by Australia and New Zealand Banking Group, all information included on this web site is prepared by ANZ National Bank Limited. All products and services described on this web site are offered by ANZ National Bank Limited to New Zealand residents only, and ANZ National Bank Limited is responsible for the material contained on this web site.

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Law of this web site 

This web site is governed by, and is to be interpreted consistently with, New Zealand law.

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