A unique way to save and have chances to win cash prizes.

Bonus Bonds are a unique and exciting way of saving with chances of winning tax-free cash prizes each and every month - including the grand prize of $1 MILLION, one prize of $100,000 and one prize of $50,000. Plus multiple prizes of $5,000, $500, $100, $50 and $20!

The mix of prizes in a month may vary however the minimum number of major prizes will be as per the prize structure above.

How it works

The more Bonus Bonds you have, the more chances you have to win. As an example, $20 in Bonus Bonds gives you 20 chances to win and $5,000 in Bonus Bonds gives you 5,000 chances to win.

Your Bonus Bonds are first eligible for the monthly prize draws when you have held them for a complete calendar month following their purchase date and a minimum purchase of $20 applies.

Bonus Bonds also make thoughtful and exciting gifts for anyone, whatever the occasion - birthdays, anniversaries, Christmas or to say congratulations.

How to buy

Buying Bonus Bonds for the first time

When you buy Bonus Bonds for the first time, you’ll need to become a bondholder and buy a minimum of $20 worth of Bonus Bonds, either; 

External Link
Online via MyBonusBonds or
By visiting an ANZ branch with a completed Bonus Bonds application form (PDF 92kB) and personal ID.

Buying more Bonus Bonds

If you are an existing bondholder you can buy more Bonus Bonds in a number of ways (a minimum purchase of $20 applies):

External Link
Online via MyBonusBonds
Online laptop
Log on to ANZ Internet Banking (add Bonus Bonds as a payee)
Call Us
Call ANZ Phone Banking 0800 103 123 (add Bonus Bonds as a payee)

See more information about Bonus Bonds.


Bonus Bonds are units in the Bonus Bonds Trust and are not deposits or other liabilities of ANZ Bank New Zealand Limited (ANZ) or Australia and New Zealand Banking Group Limited (together the ANZ Group). ANZ Group does not stand behind or guarantee the Bonus Bonds Trust. Investments are subject to investment risk, including possible delays in repayment, and loss of income and principal invested. ANZ Group will not be liable to you for the capital value or performance of your investment. In any month, the number of Bonus Bonds prizes and total payout are subject to change. ANZ Investment Services (New Zealand) Limited is the manager of the Bonus Bonds Trust. ANZ New Zealand Investments Limited is the investment manager of the Bonus Bonds Trust, and ANZ is a distributor of units in the Bonus Bonds Trust. Bonus Bonds investment portfolio is rated by Standard & Poor's, with full details of the current fund credit rating available on bonusbonds.co.nz and in the Bonus Bonds registered prospectus. A copy of the registered Prospectus and the Bonus Bonds Terms and Conditions are available on bonusbonds.co.nz, or at any ANZ branch.

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A copy of the Bank's General Disclosure Statement under the Reserve Bank of New Zealand Act 1989 is available on this website or on request from any ANZ branch, free of charge.  This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008.  It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. If you wish to consult one of ANZ's financial advisers, please contact us on 0800 269 296.