skip to log on skip to main content
VoiceOver users please use the tab key when navigating expanded menus

Business borrowing

Need business finance? Whether you’re starting out, managing or growing your business, we’ve got a flexible range of ways to borrow.

In this section

ANZ Business overdraft

Get flexible credit for your daily cash flow needs with an overdraft that is linked to your business transaction account.


ANZ Business Flexible Facility

The working capital solution that is more flexible than a term loan and could be more cost-effective than an overdraft.

Flexible Facility 

Business term loans

We have term loans to suit your business’ medium to long-term finance needs. Choose variable or fixed interest rates, or balance flexibility and security by splitting your loan.

Term loans 

ANZ Business Home Loan

If you want to borrow for business purposes, the ANZ Business Home Loan is available as a floating or fixed interest rate loan, secured against your home or other residential property.

Business Home Loan 

Finance for agricultural businesses

We lend more money to New Zealand farmers than any other bank – so whatever your aspirations, talk to us. We can tailor a solution for your specific needs from our extensive range of finance options.

Agri finance 

Offers on third party digital tools

Try out innovative digital tools that make running a business easier with these exclusive offers on accounting, payroll or expense reporting software.

Third party digital tools 

Terms, conditions, fees and eligibility criteria may apply.

Our  advice provider statement has some important information you should know about ANZ and our financial advice services. Please take the time to read it.