Business borrowing

Get flexible credit for your daily cash flow needs with an overdraft that is linked to your business transaction account.

The working capital solution that is more flexible than a term loan and could be more cost-effective than an overdraft.

We have term loans to suit your business’ medium to long-term finance needs. Choose variable or fixed interest rates, or balance flexibility and security by splitting your loan.

If you want to borrow for business purposes, the ANZ Business Home Loan is available as a floating or fixed interest rate loan, secured against your home or other residential property.

We lend more money to New Zealand farmers than any other bank – so whatever your aspirations, talk to us. We can tailor a solution for your specific needs from our extensive range of finance options.

If you’re planning a project that will have a positive impact on the environment, see how our ANZ Business Green Loan may be right for you.

For support to continue running your business or starting to rebuild after the North Island weather events. Our ANZ Business Regrowth Loan can help.

Apply online for a business overdraft or loan through our seamless digital application platform goBiz.

If your business has experienced significant negative impacts from the recent North Island weather events, you may be eligible for lending from the North Island Weather Events Government Scheme.