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Cash flow management

To improve and manage your business finances, delve into your costs vs income over time. Our guides can help, including free templates to forecast cash flow and work out your break-even point.

How to manage your cash flow

It’s often said that cash flow is the lifeblood of any business. But what does that mean in practice? We’ll cover what cash flow is, why you need to manage it, how to tell if you’re at risk, and some tips to keep more cash flowing into your business.

How to manage your cash flow

Also in this section

How to forecast cash flow accurately

Being able to accurately forecast your cash flow is an essential business skill. Here, we cover the basics of cash flow forecasting and some top tips to help keep your business going strong.

How to forecast cash flow accurately

Tips for preparing your cash flow forecast

A cash flow forecast is one of the most important indicators of whether your business will survive in the next 12 months, so mastering the art of creating one is critical. Here are five important tips to remember when preparing your cash flow forecast.

Tips for preparing your cash flow forecast

Cash flow forecast calculator

Calculate your cash flow forecast with our simple template. This will help you understand how much cash you have coming in and going out of the business each month and can be a good indicator of the need for an overdraft or other lending.

Cash flow forecast calculator

Ideas to help manage your costs

Good business management means keeping an eye on your costs, because a blow-out can seriously erode your profits. This guide has tips on what to look for, and how to manage your operating expenses to help keep your bottom line healthy.

Ideas to help manage your costs

Improving your working capital

Working capital is the cash you have each month to cover any expenses. While it’s easy enough to explain, applying it to your business isn’t so simple, because it’s always changing. Learn how you can manage and improve your working capital.

Improving your working capital

Break-even point calculation

Your break-even point indicates the minimum level of sales or income that you need to meet overhead expenses and achieve your profit margin.

Break-even point calculation

Accounts and credit cards

Explore our range of business accounts and credit cards. We’ve got something to suit your business, whatever your needs or size.

Accounts and cards

Manage your business banking

Whatever size your business, and whoever you do business with, our range of tools and services help make your banking easier.

Manage your business banking