General business finance
How financially healthy is your business – and how much is it worth? Our guides can help you master financial documents, set up good accounting systems, and choose banking services that meet your business needs.
Checking the financial health of your business
Running a business is a bit like maintaining your car. By checking key indicators like oil and water regularly, you can keep your car running well, and identify small problems to fix before they turn into big ones.
Also in this section
The difference between direct and fixed costs
Two types of expenses are deducted from the income of a business. This simple guide covers what they are, why they’re separated, and how they can help keep your business on track.
Setting up your accounting systems
Good accounting and record-keeping systems are must-haves for running a successful business. An accountant or bookkeeper can you help you set them up, but it’s useful to know how it all works.
Understanding your balance sheet
It takes a bit of time to figure out – but when you understand your balance sheet, you understand your business. This guide explains what a balance sheet is, what it tells you, and how you can use it to manage your business better.
Understanding your profit and loss statement
Your profit and loss statement (P&L) is critical to tracking your progress – so it’s important you understand how it works. This guide outlines the structure of a P&L and how you can use it to better manage your business.
Gross profit margin calculation
Gross profit is the amount of money that you make on your product or service after direct costs of sales but before overheads.
How to value your business
Valuing your business is part art and part science. In this article, we look at factors you should take into account (both tangible and intangible), and the most common valuation methods.
ANZ accounts and services for business banking
From credit cards to payment solutions: here’s a handy list of ANZ accounts and services that can help you with your day-to-day business banking.
Understanding interest rates and lending approvals
A guide to how we set interest rates and approve business lending and agribusiness finance. We share ways you may be able to get a better interest rate.
Accounts and credit cards
Explore our range of business accounts and credit cards. We’ve got something to suit your business, whatever your needs or size.
Manage your business banking
Whatever size your business, and whoever you do business with, our range of tools and services help make your banking easier.