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ANZ Business Current Account

An everyday account with easy access to help you manage your business transactions.

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Why an ANZ Business Current Account?

  • If your business is less than two years old, you’ll pay no transaction or monthly account fees on your ANZ Business Current Account for the first year through our Business Start-up Package disclaimer
  • View and print up to seven years of statements online anytime using ANZ Internet Banking. You can also export statements to CSV for easy integration into your accounting packages.
  • 24/7 access for easy money management. You can use ANZ Internet Banking, ANZ Direct Online, goMoney, Phone Banking, EFTPOS, and ATMs.
  • Email duplicate statements from within ANZ Internet Banking to a third party, like your accountant.
  • Options to set-up bank feeds to your accounting software, such as Xero and MYOB.
  • If you're a non-profit organisation, you are exempt from paying certain fees (e.g. monthly account fees, manual and automated transaction fees) on one ANZ non-profit organisation current account.

How it works

To help you manage your feesdisclaimer and keep costs down, you can choose between two transactional fee plans. For example, if your business does more than 30 transactions a month, Smart Plan might be the most suitable option.

Choose from:

How it works
  Pay as you go Smart Plan

Who is it for?

Great for smaller businesses or if you don't make many transactions each month

Ideal for larger businesses or if you process a high volume of transactions

Account fee

$4.00 per month (waived if your average daily balance for the month is $10,000 or more)

$10.00 per month

Automated transaction fee

$0.25 for each automated transaction disclaimer

Your first 50 automated transaction disclaimer fees are waived each month, then $0.15 for every additional automated transaction

Manual transaction fee

$0.65 for each manual transaction disclaimer

$0.55 for each manual transaction disclaimer


Service charges apply when specific services are used (e.g. cheque clearance fee), and are in addition to transaction charges.  Please see the full list of rates, fees and charges for further information.


Which plan is right for me?

Talk to a Business Specialist to work out the best option for your business or use our Fee Plan Calculator

How to apply


Apply now

This will take you around 5 minutes to complete



Business - 0800 269 249

Intl: +64 9 523 7220

General enquiries
6am -12 midnight (NZT), 7 days a week

Business Specialists available
Weekdays, 8am - 7pm (NZT)
Weekends, 9am - 5pm (NZT)

Commercial - 0800 212 269

Intl: +64 4 470 7768

Weekdays, 7am - 7pm (NZT)
Weekends, 9am - 5pm (NZT)



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Find your local branch and talk to a Business Specialist

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Related products and services

ANZ Business Start-up Package

You can apply for the ANZ Business Start-up Package if you've owned your business for less than two years. Pay no transaction or monthly account fees on your ANZ Business Current Account for the first 12 monthsdisclaimer, amongst other banking benefits.

ANZ Business Overdraft

Flexible credit for your daily cash flow needs.

ANZ Business Premium Call Account

Offers a competitive rate of interest.

Eligibility, lending criteria, terms, conditions and fees apply. Details are subject to change.

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Fees are subject to change. Service charges may apply. For full details refer to the ANZ Fees and Charges brochure.

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Automated transactions include EFTPOS, Visa Debit, ATM and mobile wallet transactions, as well as electronic payments and other transactions made using ANZ Internet Banking, goMoney, ANZ Direct Online and Phone banking.

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Manual transactions include cheques and transactions handled by our staff for you, including at a branch, by phone, or online (balances and basic account enquiries at a branch are free). Deposits made through an ANZ Fast Deposit Box are charged as staff-assisted transactions.

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