ANZ Business Loan
The ANZ Business Loan is available as a variable or fixed interest rate loan. You can split your loan between variable and fixed rates to balance flexibility and security.
Product information
Loan approval fee
1% of the loan amount with a minimum fee of $250.
Switching fee
A $250 switching fee may be payable any time you choose to switch from a variable rate loan to a fixed rate loan, or vice versa.
Early repayment fees may also apply if you switch from a fixed to a variable interest rate.
Loan top-up fee
Up to 1% of the increased loan amount (minimum $250).
Interest-only repayments
Available for up to five years. Conditions apply and subject to approval.
Repayments
Payments can be made weekly, fortnightly, monthly or quarterly.
Lump-sum repayments
On a variable rate loan, lump sums may be paid at any time without charge. Fees may apply to lump-sum payments on fixed rate loans.
Loan term
Up to 10 years
Minimum loan amount
$5,000
Statements
Detailed account statements are issued six monthly (other statements frequencies available on request).
Security
Various forms of security may be considered, such as the fixed assets of your business, subject to ANZ lending criteria.
Additional features
- Available as fixed interest rates, variable rate, or in combination
- Options for security
- Interest only repayment options.
For more information or to apply
Online
Fill in our enquiry form and
we'll contact you
Phone
0800 269 249
+64 9 523 7220
Business Specialists available
Mon-Fri 8am-6pm (NZT)
Branch
Find your local branch and talk
to a Business Specialist
Related products
ANZ Business Start-up Package
If your business is less than two years old, pay no transaction or monthly account fees on your ANZ Business Current Account for the first 12 months^, amongst other banking benefits.
Important information
ANZ lending criteria and fees apply to ANZ Business Loans.
^Eligibility, lending criteria, terms, conditions and fees apply.
