ANZ Business Flexible Facility

The short-term working capital solution that is more flexible than a term loan which could be more cost-effective than an overdraft.

Need to know

The ANZ Business Flexible Facility uses your home or other residential property as security. A first registered mortgage over the property is required.

Benefits

Rates and fees

Fee details

Monthly account fee

$12.50

Transaction fee

No charge for automated or manual transactions

Monthly Overdraft Management fee

0.50% p.a. calculated and charged monthly as a percentage of the highest agreed flexi limit during that month (minimum $5 a month)

Service fees

Cash handling fee for deposits of $3,000 and over per business processing day – 0.25% of total cash deposited

Application fee

Up to 1% of loan amount with a minimum of $250

Debit interest

Interest is calculated daily on the outstanding amount only. Floating interest rates apply

Credit limit

Maximum and minimum credit limits may apply in ANZ’s discretion


See the full list of rates and fees ANZ fees and charges (PDF 151KB).

Before you apply

Good financial management makes it easier to get lending approved. We may also be able to offer a lower interest rate. See our tips for things that can help.

How to apply

From overseas: +64 9 523 7220

Related products

Important information

Eligibility, lending criteria, terms, conditions and fees apply to all business lending products

Our financial advice provider statement (PDF 44.6KB) has some important information you should know about ANZ and our financial advice services. Please take the time to read it.