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ANZ Business insights
Making it easier to do business
ANZ Business Overdraft
An ANZ Business Overdraft provides your business with flexible credit for your daily cash flow needs. Your overdraft is linked to your business transaction account.
Product information
| Access | Access your account via: |
|---|---|
| Features |
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| Security | Various types of security may be considered, such as the fixed assets of the business, subject to ANZ lending criteria. |
| Credit limit | Apply for the limit that suits your working capital requirements. |
| Credit extensions | Short-term extensions are available, subject to ANZ lending criteria |
| Debit interest | Interest is calculated daily on the outstanding amount only. Various interest rates apply. |
| Statements | Overdraft transactions are included in your transaction account statement. |
| Overdraft application fee | A minimum amount of either $75 or 1% of the approved credit limit or increase, whichever is greater. ANZ will advise the customer if the application fee is higher than this minimum amount. |
| Monthly overdraft management fee | 0.12% (minimum $5 a month). Calculated and charged monthly as a percentage of the highest agreed overdraft credit limit available during that month. |
| Service charges | Service charges apply when a specific service is used. |
For more information or to apply
Phone
Business - 0800 269 249
Intl: +64 9 523 7220
General Business enquiries
6am -12 midnight (NZT), 7 days a week
Business Specialists available
Weekdays, 8am - 7pm (NZT)
Weekends, 9am - 5pm (NZT)
Commercial - 0800 212 269
Intl: +64 4 470 7768
Weekdays, 7am - 7pm (NZT)
Weekends, 9am - 5pm (NZT)
Related products
ANZ Business Start-up Package
If you’re in your first two years of business, you could apply for an ANZ Business Start-up Package and save on fees on an ANZ Business Current Account and an ANZ Business Flexible Facility for the first 12 monthsdisclaimer.
ANZ Business Loan
The ANZ Business Loan is available as a variable or fixed interest rate loan.
ANZ lending criteria and fees apply to ANZ Business Overdraft ANZ Business Home Loans and ANZ Business Flexible Facility.
Package eligibility and terms and conditions apply. Package details are subject to change. Lending criteria, terms and conditions and fees apply to all lending facilities. Service fees may apply. See anz.co.nz/startup-package for full details.
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