ANZ Asset Protector Cash Back offer terms and conditions

This offer is promoted by ANZ Bank New Zealand Limited (“ANZ”) and administered and provided by Vero Insurance New Zealand Limited (“Vero”).

The ANZ Asset Protector Cash Back offer starts on Tuesday 3 June 2025 at 12.00am and ends on Monday 28 July 2025 at 11.59pm. 

By taking part in this offer, you accept these terms and conditions.

The offer is $150 cash back for each eligible ANZ Asset Protector cover type taken out within the offer period, up to a maximum of $450. The offer is available through ANZ to those who meet the offer criteria below. 

This offer applies to ANZ Asset Protector policies with at least one new eligible cover type taken out within the offer period. 

The Cash Back offer is $150 cash (credited to your bank account) for each eligible cover type purchased under an ANZ Asset Protector policy, up to a maximum of $450.

Eligible cover types are:

• ANZ Asset Protector home cover
• ANZ Asset Protector contents cover
• ANZ Asset Protector motor vehicle cover

More than one eligible cover type can be purchased under a single ANZ Asset Protector policy. However, the Cash Back offer is limited to a maximum $450 cash back per ANZ Asset Protector policy. 

For example: If you take out an ANZ Asset Protector policy with four eligible cover types, you will receive $450 cash back.

Cover must remain in force for 90 days and still be in force with premium payments up to date when the cash back payment is processed by Vero.

You must be aged over 16 and you must meet the offer criteria above.

All applications for new cover are subject to Vero’s underwriting criteria and acceptance. Acceptance is not guaranteed, and policy terms and conditions apply. 

Applications must be made through either:

• ANZ goMoney mobile app
• ANZ Internet Banking
• By calling ANZ on 0800 269 855, or
• By visiting an ANZ branch

If you have an existing ANZ Asset Protector policy, you can call Vero on 0800 831 123.

The offer does not apply to:

• Insurance cover for caravans, trailers, motorcycles, moored craft, Landlord Extension and the Lifestyle Block benefit
• Any ANZ Asset Protector insurance policy which is cancelled and then re-issued by an existing ANZ customer for the same address or motor vehicle
• Any renewals of existing ANZ Asset Protector policies or cover
• Any increase(s) to sum insured under an existing ANZ Asset Protector policy. 

Vero are solely responsible for payment of the cash back offer. 

Cash back payments will be made after 1 September 2025. The actual date Vero will make the cash back payment will be determined by the 90-day requirement to keep the policy in force with premiums up to date as outlined in the offer criteria section above. Vero will make the cash back payment after the 90-day requirement has been met. 

If you pay premiums by direct debit from a bank account, the cash back payment will be paid into that bank account.

For policies paid by other means (e.g. credit card), the cash back payment will be paid into your current operational ANZ bank account. 

Where Vero does not hold a bank account number, ANZ will provide an active bank account to Vero to make the payment. By taking part in this offer, you consent to ANZ providing Vero with your bank account information to make the cash back payment(s). If Vero needs further information to make the cash back payment, Vero will make reasonable efforts to contact you. If Vero is unable to contact you, then Vero will not be liable to make your cash back payment. 

By taking out a new ANZ Asset Protector policy, ANZ and Vero will collect your personal information and the personal information of any additional policyholder(s). 

You have the right to check and correct any information you provide to enter this offer. 

We will hold and use the information you provide in line with the ANZ Privacy Statement and Vero Privacy Statement.

ANZ Asset Protector policies are underwritten and issued by Vero Insurance New Zealand Limited (Vero) and distributed through ANZ Bank New Zealand Limited (ANZ). No member of ANZ or its related companies or any other person guarantees Vero or its subsidiaries or any products they issue. ANZ may receive commission on any policy it arranges.

ANZ and Vero will not be liable for any loss or damage (whether direct or indirect) connected to this offer, or any act or omission by us, to the extent the law allows. This also applies to other organisations connected with this offer. The only exceptions are for wilful default or gross negligence.

If an entry is not received due to any type of technical problem, organisations running this offer, including ANZ or Vero, are not liable. 

Neither ANZ nor Vero is liable for any tax customers may need to pay in receiving the cash back payment. Customers should consult a tax professional as tax implications may depend on personal circumstances.

We may change, extend, or cancel the offer or these terms and conditions at any time without notice.

Vero may refuse to make a cash back payment to a participant who, in ANZ or Vero’s reasonable view, has acted fraudulently or not complied with these terms and conditions.