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ANZ’s KiwiSaver fund performance and returns

Compare past performance of the ANZ KiwiSaver Scheme, ANZ Default KiwiSaver Scheme and the OneAnswer KiwiSaver Scheme.

Strong performance, backed by local and global expertise

Our local investment team combines their expertise with BlackRock’s global investment capability, tools and insights.

That’s how the ANZ KiwiSaver Growth Fund returned 17% over 1 year, versus the industry average of 13.9%—.

See if our Growth Fund could be right for you.

Performance of our KiwiSaver funds

ANZ KiwiSaver Scheme performance as at 30 September 2026

This table shows how funds in the ANZ KiwiSaver Scheme have performed over different time periods. Comparing these returns can help you understand how performance has varied over time.

These returns are after the annual fund charge and before tax.

For periods longer than one year, performance is shown as an average yearly return (per annum).


3 months

1 year

3 years (p.a.)

5 years (p.a.)

10 years (p.a.)

Since launch (p.a.)

High Growth

1.04%

13.21%

14.31%

–

–

11.77%

Growth

0.28%

10.62%

12.48%

5.88%

8.30%

7.36%

Balanced Growth

-0.25%

8.22%

10.79%

4.84%

7.03%

6.73%

Balanced

-0.67%

6.04%

9.16%

3.82%

5.73%

6.04%

Conservative Balanced

-1.08%

3.54%

7.28%

2.78%

4.43%

5.28%

Conservative

-1.54%

1.63%

5.86%

1.98%

3.21%

4.50%

Cash

0.76%

2.88%

4.38%

3.89%

2.80%

2.95%


Funds launched in October 2007, except for the Cash Fund (August 2008) and High Growth Fund (August 2023).

Fund details – performance, fees and other key facts

See an overview of each fund and fund updates – a comprehensive quarterly review of performance, investment mix, key holdings and more.

Apply to join the ANZ KiwiSaver Scheme

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Important information

ANZ New Zealand Investments Limited (‘ANZ Investments’) is the issuer and manager of the ANZ KiwiSaver Scheme, the OneAnswer KiwiSaver Scheme and the ANZ Default KiwiSaver Scheme (no longer a default scheme and closed to new members). For the scheme guides and product disclosure statements see KiwiSaver documents and forms or ask at any ANZ branch.

This material is for information purposes only. Please talk to us if you need financial advice about your situation and goals or about our products and services. See our Financial advice provider disclosure statement (PDF 39.9KB).

Past performance does not indicate future performance. The actual performance any given investor realises will depend on many things, is not guaranteed and may be negative as well as positive.