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ANZ goMoney

Anywhere, anytime. Banking your way.

ANZ goMoney is great if you want:


Manage your money anywhere, anytime.

Payment via mobile number

Send money to anyone with a NZ bank account using their mobile number – they’ll even receive a confirmation text.

Fraud monitoring

Our sophisticated fraud monitoring systems identify potentially fraudulent activity so we can take action to prevent it and keep you safe.

Many Kiwis are already enjoying the freedom of banking on the go

With ANZ goMoney you’ve got your finances at your fingertips wherever you are – on the bus, at the beach or in the backyard. You can do all your day to day banking such as checking your balances and transactions, paying bills, transferring money and much more, including:

Check your balance on the go

With Quick Balance you can see how much is in your account without even having to log into ANZ goMoney – no more missing out on bargains or embarrassing scenes at the checkout.

Pay anyone using their mobile number

Pay to Mobile makes it easy to send money to friends, family or anyone else using their mobile phone number.


Personalise your accounts

Make banking fun and easy by adding names and photos to your accounts.

Set up and change your card PINs

Now there’s no need to visit a branch to set or change your PIN – you can do it via ANZ goMoney instead.


Safe and secure

ANZ Secure is our commitment to helping protect you when you bank with us. It’s an approach based on three pillars:

  • Protect - protecting you with multiple layers of security.
  • Monitor - monitoring your banking 24/7 for potential threats.
  • Act - acting when needed.  

The commitment also involves working together, as there are also things you can do to help keep yourself safe. You can read about some of the ways we help keep your banking secure below. For more about what we do to help protect you, and what you can do to help protect yourself, visit our Banking safely section.

Protection against fraud

If you're a victim of fraud where someone accessed and used ANZ goMoney, Internet Banking, Phone Banking or your card without your authority, talk to us immediately and we'll look at how we can help. We'll reimburse you if you didn't act fraudulently or negligently, didn't contribute to the loss, took reasonable steps to protect your banking and complied with our Electronic Banking Conditions (PDF 144kB)

Your information

When using ANZ goMoney no personal, account or card information is saved on your phone or sim card – as soon as you close the app your banking information is no longer available.

OnlineCode and unique PIN

If you are registered for OnlineCode you will be sent an OnlineCode when you first register for ANZ goMoney or add a new device. This adds an extra layer of protection. You then choose an ANZ goMoney PIN when you first register, which is needed to log in each time you use the app.

Customer security

You’re protected by some of the best security and technology available to help keep your information safe.

Some things you can do to keep yourself safe:

Your goMoney PIN

Keep it secret, make it hard to guess, change it regularly and make it different from the PIN for your smartphone or tablet.

Your devices

Keep your devices locked when not in use, always log off ANZ goMoney when you’re finished, keep your operating system and the goMoney app updated, and if you give away or sell your mobile device, delete ANZ goMoney first. If you have lost your device or your device has been stolen contact us immediately on 0800 269 847.

Your details

Keep your details safe – don’t use public WiFi to do your banking, and never respond to emails or texts asking for your banking details. Remember – we’d never ask you to divulge your PIN or password.

Get ANZ goMoney

Getting the ANZ goMoney app is easy. And don’t forget to keep your app updated, because we’re adding great new features all the time. To get ANZ goMoney you’ll need to be registered for ANZ Internet Banking first. 

You will need an Apple iPhone, iPad, iPod Touch running iOS 9.1 (or above), or an Android phone or tablet running Android operating system version 4.1 (or above).

1. Install

Search for ANZ goMoney NZ in the Google Play Store or App Store and install.


2. Register

Open the app, enter your customer number and Internet Banking password, then your OnlineCode (which we’ll send you via text message), then choose a PIN.

3. Personalise

Go to Settings to personalise your accounts with photos and nicknames, and enable Quick Balance or Widget.

Mobile wallets

Use your ANZ Visa Debit or personal credit card with Apple Pay or Google Pay to make purchases using your compatible device. 

ANZ Internet Banking

To register for ANZ goMoney you first need to be registered for ANZ Internet Banking.

Help and support 

See all help and support articles

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Terms and conditions apply to Apple Pay, see Apple Pay for more information.

Android and Google Pay are registered trademarks of Google LLC. Terms and conditions apply to Google Pay, see Google Pay for more information.

Eligibility criteria and terms and conditions apply to ANZ Internet Banking, ANZ goMoney, ANZ Phone Banking and Pay to Mobile. See our Electronic Banking Conditions (PDF 144kB) for more information.

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Lending criteria, terms, conditions and fees apply to ANZ credit cards