ANZ goMoney

ANZ goMoney is great if you want:

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Manage your money anywhere, anytime

Mobile wallets

Mobile wallets

Use your compatible device to make purchases with goMoney Wallet or Apple Pay

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Payment via mobile number

Send money to anyone with a NZ bank account using their mobile number – they’ll even receive a text confirmation

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Our guarantee

You won’t be liable for any unauthorised transactions if you’re a genuine victim of fraud when using ANZ goMoney provided you have complied with our Electronic Banking Conditions - guaranteed. Electronic Banking Conditions  (PDF 144kB)

Many Kiwis are already enjoying the freedom of banking on the go

With ANZ goMoney you’ve got your finances at your fingertips wherever you are – on the bus, at the beach or in the backyard. You can do all your day to day banking such as checking your balances and transactions, paying bills, transferring money and much more, including:

Check your balance on the go

With Quick Balance you can see how much is in your account without even having to log into ANZ goMoney – no more missing out on bargains or embarrassing scenes at the checkout.

Pay anyone using their mobile number

Pay to Mobile makes it easy to send money to friends, family or anyone else using their mobile phone number.

Personalise your accounts

Make banking fun and easy by adding names and photos to your accounts.

Set up and change your card PINs

Now there’s no need to visit a branch to set or change your PIN – you can do it via ANZ goMoney instead.

Safe and secure

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ANZ Secure is our commitment to helping protect you when you bank with us. It’s an approach based on three pillars:

  • Protect - protecting you with the latest security systems.
  • Monitor - monitoring your banking 24/7 for potential threats.
  • Act - acting immediately when needed.  

The commitment also involves working together, as there are also things you can do to help keep yourself safe. You can read about some of the ways we help keep your banking secure below. For more about what we do to help protect you, and what you can do to help protect yourself, visit our Banking safely section. 

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ANZ Internet, Phone & Mobile Phone banking guarantee

We guarantee you’ll be reimbursed for any unauthorised transactions if you’re a genuine victim of fraud when using ANZ Internet Banking, provided you have complied with our Electronic Banking Conditions (PDF 144kB).

your information

Your information

No personal, account or card information is saved on your phone or sim card – as soon as you close the app your banking information is no longer available.


High grade security

You’re protected by some of the best security and technology available to help keep your information safe.



Fraud monitoring

Our sophisticated fraud monitoring systems help identify potentially fraudulent activity so we can take action to prevent it and help keep you safe.

OnlineCode and Unique PIN

OnlineCode and unique PIN

If you are registered for OnlineCode you will be sent an OnlineCode when you first register for ANZ goMoney or add a new device. This adds an extra layer of protection. Then a unique PIN, which you choose when you first register for ANZ goMoney is needed to log in each time you use the app.

Here are some things you can do to keep yourself safe:

Your goMoney PIN

Keep it secret, make it hard to guess, change it regularly and make it different from the PIN for your smartphone or tablet.

Your devices

Keep your devices locked when not in use, always log off ANZ goMoney when you’re finished, keep your operating system and the goMoney app updated, and if you give away or sell your mobile device, delete ANZ goMoney first.

Your details

Keep your details safe – don’t use public WiFi to do your banking, and never respond to emails or texts asking for your banking details. Remember – we’d never ask you to divulge your PIN or password.

Get ANZ goMoney

Getting the ANZ goMoney app is easy. And don’t forget to keep your app updated, because we’re adding great new features all the time. To get ANZ goMoney you’ll need to be registered for Internet Banking first. 

You will need an Apple iPhone, iPad, iPod Touch running iOS 8 (or above), or an Android phone or tablet running Android operating system version 4.1 (or above).



Search for ANZ goMoney NZ in the Google Play Store or App Store and install.

Download on the App Store

Get it on Google play



Open the app, enter your customer number and Internet Banking password, then your OnlineCode (which we’ll send you via text message), then choose a PIN.

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Go to Settings to personalise your accounts with photos and nicknames, and enable Quick Balance, Widget or Android Wear (smartwatch app).

Help and support

You might also be interested in:

Mobile wallets

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Use your ANZ Visa Debit or personal credit card with goMoney Wallet or Apple Pay to make purchases using your compatible device. Whatever your needs, we’ve got a card to suit you.

Learn more

Internet Banking

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To register for ANZ goMoney you first need to be registered for ANZ Internet Banking.

Learn more

pen  Important information

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Terms and conditions apply to Apple Pay, see Apple Pay for more information.

ANZ goMoney Wallet eligibility criteria, terms and conditions apply. See for more information.

Eligibility criteria and terms and conditions apply to ANZ goMoney and ANZ Internet Banking. See our Electronic Banking Conditions (PDF 144kB) for more information.

Lending criteria, terms, conditions and fees apply to ANZ Credit Cards.

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