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KiwiSaver for kids

Find out why opening a KiwiSaver account for your tamariki could be well worth considering.

Benefits

Simple and straightforward

With the ANZ KiwiSaver Scheme there’s no minimum amount to join and no minimum amount you need to put into your child’s KiwiSaver account. You choose how much and how often to contribute.

Contribution options

The magic of compounding returns

Kids earn investment returns on contributions made into their KiwiSaver account. But they also earn returns on previous investment returns, which can make a big difference over time. And the sooner you start, the bigger the difference.

Help with buying their first home

It might seem a long way off, but when they’re ready they could use their KiwiSaver savings to put towards their first home.

Buying your first home with KiwiSaver

Establish good money habits

Having a KiwiSaver account can be a great way for kids to learn about the value of saving. It’s also a great opportunity to talk with them about how money works and their goals for the future.

Helping kids learn about money

Proven performance

We’re proud of our track record for strong returns over the long run. With our award-winning investment management team looking after your child’s money, you can be sure it’s working hard for them.

Performance and fees

How it works

Individuals under 18 are only required to make regular contributions if they’re employed. They can however make voluntary contributions, either regularly or one-off at any time. If an individual is 16 years old or over, they are eligible for government contributions, and if employed, their employer is required to make the employer contributions. An employer can however voluntarily choose to make contributions for employees of any age.

As KiwiSaver is intended to help people save for their retirement, KiwiSaver savings are generally locked in until age 65. In some circumstances savings may be able to be accessed earlier, such as buying a first home.

How KiwiSaver works

How to apply

  1. Download and read the ANZ KiwiSaver Scheme product disclosure statement (PDF 696KB).
  2. Complete the application form for under 18 (Form B) at the end of the product disclosure statement and send this to us with all the required documentation to the address at the top of the form.
  3. Or call us and make an appointment at any ANZ branch to complete the application process.

Call us

Monday to Friday, 8am - 6pm

0800 736 034

From overseas: +64 9 356 4000

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Important information

ANZ New Zealand Investments Limited (‘ANZ Investments’) is the issuer and manager of the ANZ KiwiSaver Scheme, the OneAnswer KiwiSaver Scheme and the ANZ Default KiwiSaver Scheme (no longer a default scheme and closed to new members). For the scheme guides and product disclosure statements see KiwiSaver documents and forms or ask at any ANZ branch.

ANZ Investments is not an authorised deposit-taking institution under Australian law and investments in the schemes are not deposits in or liabilities of ANZ Bank New Zealand Limited, Australia and New Zealand Banking Group Limited or their subsidiaries (together ‘ANZ Group’). ANZ Group does not stand behind or guarantee ANZ Investments. Investments in the schemes are subject to risk, including possible repayment delays or loss of income and principal invested. ANZ Group will not be liable to you for the capital value or performance of your investment. 

This material is for information purposes only. Please talk to us if you need financial advice about your situation and goals or about our products and services. See our Financial advice provider disclosure statement (PDF 39.9KB).