Skip to main contentSkip to log on

KiwiSaver for kids

Find out why opening a KiwiSaver account for your tamariki could be well worth considering.

Benefits

Simple and straightforward

With the ANZ KiwiSaver Scheme there’s no minimum amount to join and no minimum amount you need to put into your child’s KiwiSaver account. You choose how much and how often to contribute.

Contribution options

The magic of compounding returns

Kids earn investment returns on contributions made into their KiwiSaver account. But they also earn returns on previous investment returns, which can make a big difference over time. And the sooner you start, the bigger the difference.

Help with buying their first home

It might seem a long way off, but when they’re ready they could use their KiwiSaver savings to put towards their first home.

Buying your first home with KiwiSaver

Establish good money habits

Having a KiwiSaver account can be a great way for kids to learn about the value of saving. It’s also a great opportunity to talk with them about how money works and their goals for the future.

Helping kids learn about money

Proven performance

We’re proud of our track record for strong returns over the long run. With our award-winning investment management team looking after your child’s money, you can be sure it’s working hard for them.

Performance and fees

How it works

Those under 18 aren’t required to make regular contributions unless they’re employed, but regular or one-off voluntary contributions can be made at any time. They also aren’t eligible for the Government contribution and if they’re employed, their employer isn’t required to make employer contributions, although they can choose to.

As KiwiSaver is intended to help people save for their retirement, KiwiSaver savings are generally locked in until age 65. In some circumstances savings may be able to be accessed earlier, such as buying a first home. 

How to apply

  1. Download and read the ANZ KiwiSaver Scheme product disclosure statement (PDF 696KB).
  2. Complete the application form for under 18 (Form B) at the end of the product disclosure statement.
  3. Call us and make an appointment at any ANZ branch to complete the application process.

Call us

Monday to Friday, 8am - 6pm

0800 736 034

From overseas: +64 9 356 4000

You might be interested in

Compare our funds

With a choice of seven funds to invest in, each with a different mix of investments and a different balance of risk and return, there’s a fund to suit everyone.

Compare our funds

Responsible investing

We’re strong advocates for responsible investing, because we believe it has a big impact on long-term returns. Find out about our responsible investing approach.

Responsible investing

Making the most of KiwiSaver

Three simple steps to help make your KiwiSaver savings work as hard as possible for you.

Making the most of KiwiSaver

Important information

ANZ New Zealand Investments Limited (‘ANZ Investments’) is the issuer and manager of the ANZ KiwiSaver Scheme, the OneAnswer KiwiSaver Scheme and the ANZ Default KiwiSaver Scheme (no longer a default scheme and closed to new members). For the scheme guides and product disclosure statements see KiwiSaver documents and forms or ask at any ANZ branch.

ANZ Investments is not an authorised deposit-taking institution under Australian law and investments in the schemes are not deposits in or liabilities of ANZ Bank New Zealand Limited, Australia and New Zealand Banking Group Limited or their subsidiaries (together ‘ANZ Group’). ANZ Group does not stand behind or guarantee ANZ Investments. Investments in the schemes are subject to risk, including possible repayment delays or loss of income and principal invested. ANZ Group will not be liable to you for the capital value or performance of your investment. 

This material is for information purposes only. Please talk to us if you need financial advice about your situation and goals or about our products and services. See our Financial advice provider disclosure statement (PDF 39.9KB).