An ANZ Commercial Loan gives businesses the opportunity of a long-term investment in their future. It is a cost-effective way to invest in commercial property, using the property as security for the loan.

Product information

Loan approval fee
1% of the loan amount with a minimum fee of $250.
Switching fee
A $300 switching fee may be payable any time you choose to switch from a variable rate loan to a fixed rate loan, or vice versa.
Interest only repayments
Available for up to five years. Conditions apply, subject to approval.
Repayments
Payments can be made weekly, fortnightly, monthly or quarterly.
Lump sum repayments
On a variable rate loan, lump sums may be paid at any time without charge. Fees may apply to lump sum payments on fixed rate loans.
Loan term
Up to 15 years depending on security type.
Minimum loan amount
$20,000.
Maximum loan amount
You can apply for a loan up to 75% of the value of the secured property; however this can vary depending on the security available and structure of the lending, subject to ANZ lending criteria.
Statements
Detailed account statements are issued six monthly (other statement frequencies available on request).
Security
Commercial property acts as security for the loan. Commercial property security must comply with all relevant building codes and the Resource Management Act.
Additional features
  • Available as fixed interest rates, variable rate, or in combination
  • Use the property you purchase for security
  • Interest only repayment options.

How to apply

For more information or to apply for an ANZ Commercial Loan, contact an ANZ Business Banking Specialist:
 

Telephone icon  Call 0800 269 249
 

Enquire online icon  Enquire online
 

Visit branch icon  Visit your nearest ANZ branch
 

ANZ lending criteria and fees apply to ANZ Commercial Loans.