ANZ Business Home Loan

If you want to borrow for business purposes, the ANZ Business Home Loan is available as a floating or fixed interest rate loan, secured against your home or other residential property.

Benefits

Rates and fees

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Application fee

Up to $500 for owner-occupied property.

Up to 1% of loan amount for all other lending (minimum $250 for ANZ Business, Commercial and Agri loans).

Loan top-up fee

$250 for ANZ Home Loans.

Up to 1% of loan amount (minimum $250) for ANZ Business, Commercial and Agri loans.


See Home loan rates, fees and agreements for the full list of rates and fees.

Product information

  • Loan term: Up to 30 years.
  • Minimum loan amount: $5,000
  • Maximum loan amount: You can apply for a limit of up to 80% of the value of the secured residential property. A low equity premium may apply where a loan amounts to over 80% of the property's value.
  • Security: First registered mortgage over your home or other residential property is required.

Interest-only payments

Subject to approval, conditions apply.

  • Available for up to two years for lending on owner occupied property.
  • Available for up to five years for lending on residential investment lending.

How to apply

From overseas: +64 9 523 7220

Related products

Important information

ANZ lending criteria and fees apply to ANZ Business Overdraft ANZ Business Home Loans and ANZ Business Flexible Facility.

Details subject to change.

Our financial advice provider statement has some important information you should know about ANZ and our financial advice services. Please take the time to read it.