Our range of mortgage calculators can help you work out how much you can potentially borrow, what your home loan repayments might be, or whether you can afford to move house or renovate.
You can use our mortgage calculators to get an indication of your situation, then talk to us about the best home loan options for your specific needs.
Try out different mortgage repayment options by using this calculator. Change the loan amount, loan period and interest rate, to find the right option for you.
How much can I afford to borrow?
Calculate your borrowing power based on your current salary and existing financial commitments.
Can I afford to move house or renovate?
Use this calculator to work out whether you can afford to upgrade to a new home or do home renovations.
Home Loan Planner
Use this calculator to calculate the best way to structure your mortgage.
Savings goal calculator
Savings over time calculator
- Work out your household budget and calculate how much you may have left over for mortgage repayments.
Set-up cost calculator
Capital gains calculator
Rental contribution to mortgage calculator
Rental investment property equity calculator
For more information or to apply for an ANZ Home Loan:
Get an idea of how much you can borrow.
An ANZ Mobile Mortgage Manager will come to you anytime, anywhere.
A Home Loan Specialist will be in contact at a time that's convenient for you.
Find your nearest ANZ branch.
For the ANZ First Home package, you need an ANZ everyday account with your salary, wages or business income direct credited and an ANZ Serious Saver account. ANZ lending criteria, terms and conditions and fees apply to all loans.
A copy of the Reserve Bank Disclosure Statement published by ANZ Bank New Zealand Limited may be obtained on request from any ANZ branch.
This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. If you would like to speak to an ANZ Authorised Financial Adviser, please call 0800 269 296.
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