Our range of mortgage calculators can help you work out how much you can potentially borrow, what your home loan repayments might be, or whether you can afford to move house or renovate.

You can use our mortgage calculators to get an indication of your situation, then talk to us about the best home loan options for your specific needs.

Repayments calculator
What will my home loan repayments be?
Try out different mortgage repayment options by using this calculator.  Change the loan amount, loan period and interest rate, to find the right option for you.
Borrowing calculator

How much can I afford to borrow?
Calculate your borrowing power based on your current salary and existing financial commitments.
Move or renovate calculator

Can I afford to move house or renovate?
Use this calculator to work out whether you can afford to upgrade to a new home or do home renovations.
Home Loan Planner calculator

Home Loan Planner
Use this calculator to calculate the best way to structure your mortgage.


More information

For more information or to apply for an ANZ Home Loan:

Apply Online
Get started today with our online Indicative Approval
Get an idea of how much you can borrow.
Mobile Mortgage Manager
Find an ANZ Mobile Mortgage Manager
An ANZ Mobile Mortgage Manager will come to you anytime, anywhere.
Call Us
Call 0800 269 4663
Call you back
Let us call you back
A Home Loan Specialist will be in contact at a time that's convenient for you.
Visit an ANZ branch
Find your nearest ANZ branch.


For the ANZ First Home package, you need an ANZ everyday account with your salary, wages or business income direct credited and an ANZ Serious Saver account. ANZ lending criteria, terms and conditions and fees apply to all loans.

A copy of the Reserve Bank Disclosure Statement published by ANZ Bank New Zealand Limited may be obtained on request from any ANZ branch.

This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. If you would like to speak to an ANZ Authorised Financial Adviser, please call 0800 269 296.

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