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Your next step to better financial wellbeing

Feel like you could be doing that little bit better with your money? Then you’re in the right place. No matter what you earn or who you bank with, the ANZ Financial Wellbeing Programme will help you learn to manage your money better. 

Ready to take the first step?

Find out your Financial Wellbeing Score then choose where to next – budgeting, saving, investing and more.

Get my score

Your six steps to financial wellbeing

Our useful tips and tools will help you change your money habits for the better and improve your financial wellbeing, in your own time and at your own pace, no matter who you bank with.

There’s no wrong or right way to move through the steps of the Programme. Feel free to jump around as you please.

Know where you’re at

Calculate your financial wellbeing score.

Get my score

Plan your spend

Yes, it’s a budget. But not as you know it.

Start planning 

Manage debt

Learn how to tame your debt.

Get started

Set a savings goal

Set it, to get it. 

Start saving 

Organise your accounts

Set, select and relax.

Start organising

Invest in your future

Smart ways to grow your wealth. 

Start now 


What is financial wellbeing anyway?

In a nutshell, financial wellbeing is a measure of how comfortably you’re able to meet your current commitments and whether you can continue to do this into the future. 

It also recognises that our ability to understand how money works and how to manage it, can impact our behaviour, attitude to money, our sense of security and how we cope with change .

Read more about this in the ANZ Financial Wellbeing Report

Need extra help?

Impacted by COVID-19?

We’re here to help. See information about the available support options to help you through COVID-19.

ANZ is here to help during COVID-19


Financial hardship

Financial difficulty is more common than you think. Don’t go it alone.

Financial hardship help

A-Z Review 

Get the best out of your banking by talking with an ANZ Personal Banker. It’s a free one-one-one discussion in branch.

Book an A-Z Review online

Budgeting services

MoneyTalks provide confidential, non-judgemental free budgeting services throughout New Zealand.

MoneyTalks website  

This information above is for information purposes only.  Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product.