Life events
From your first joint account to how to get financially set for milestones like a first baby, buying a home, or stepping back from work.
Save for the future you want
How do you save for a house deposit while also saving for your retirement? And how much do you need? The key is starting early and being consistent.
Also in this section
How to financially plan for a baby
Whether this bump is your first or fourth, consider these ideas to help to maintain your financial wellbeing as you raise your precious pēpi.
Ways for couples to combine their income
Three couples told us their stories about managing money as a team. Here’s how they negotiated their shared expenses and savings goals.
Should you sell before you buy a house?
It’s an age-old dilemma. Is it better to buy your new house before you sell your current one, or the other way around? That depends on a few key factors.
Insurance know-how for every age and stage
Protecting yourself, your possessions and lifestyle is important. The real trick is finding the sweet spot that reflects where you’re at.
Investing vs saving – find your fit
Investing can sound scary, which is a shame, as you could be missing out on your cash work harder for you. To help demystify investments, here's a quick 101.
How to help your kids buy a home
Saving a deposit can feel impossible for first-time buyers, but a little help from family could make all the difference.
Saving tips for couples
Saving with a significant other means you’re not going it alone. You’ll have twice the skills, resilience and capacity to max your savings.
Top tip
To help you save or reduce debt, try paying yourself first. This means setting up regular payments each payday to move money into your savings or loan repayments.
It's a good way to make sure your money goes where it'll benefit you most.
Related articles
Romance and friendship scams
How to tell if your online Valentine is a romance scammer trying to steal your money, with tips on protecting your cash, personal information, and your heart.
Starting financial wellbeing conversations
Thinking about money can feel hard enough, let alone discussing it with friends and whānau. These conversation starters may help.
Managing your home loan in a changing economy
Unexpected events, the cost of living, and changes in your circumstances can make it harder to meet repayments. Here are strategies you could use in good times, and not so good times.
Related tools
Budget calculator
Plan your spending and saving with our budget calculator. Plug in your after-tax income and main expenses to create a budget that works for you.
Fund Chooser Tool
Spending a few minutes now to choose the right fund for your life stage can make a huge difference to the amount you have to withdraw. Find the fund that may best suit you – whether you’re saving for a first home or retirement.
Home Loan Check In
ANZ Home Loan Coaches can help you set up or restructure your home loan to suit your circumstances. It’s free, no obligation, and it’ll take about 15 minutes.
Steps to financial wellbeing
Our financial wellbeing programme can help. Try one step or two, or work through the programme's six steps in any order.
Get your score
Take our two-minute quiz to see where you’re at with your money and get tailored tips.
Plan your spend
Tips to understand your needs and wants, and then track how you spend your money.
Plan for the future
How to start growing your long-term savings. Future you can use it for big goals like retirement or a first home.