Articles, guides and tools
Delve deeper into financial wellbeing, with topics like money-saving hacks, when borrowing may suit you, and how to talk about money with your whānau.
In this section
Top tip
To help you save or reduce debt, try paying yourself first. This means setting up regular payments each payday to move money into your savings or loan repayments.
It's a good way to make sure your money goes where it'll benefit you most.
Related tools
Two-minute quiz to check your financial wellbeing
Six easy questions to see where you’re at with your money (just for you, we won't peek).
We’ll show you how you compare to others your age. You’ll also get tailored tips and tools to try out.
Budget calculator
Plan your spending and saving with our budget calculator. Plug in your after-tax income and main expenses to create a budget that works for you.
Savings goal calculator
Use this calculator to work out how much money you need to save weekly, monthly or each year to reach your savings goal.
Savings growth calculator
See how much your savings will grow over time as you make regular payments and earn interest.