Saving habits

Five ways to save without sacrificing the things you love

Saving – it’s something we all need to do, but go too hard and you could be setting yourself up for failure. The key is a realistic plan.

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Balancing needs vs wants

Cutting non-essential expenses out of your budget could be an effective first step towards reaching your savings goals. However, as admirable as that approach is, a super-restrictive budget can be hard to maintain (and pretty miserable if we’re honest).

Luckily, saving doesn’t always have to come with extreme sacrifice. Here are five easy ways to reduce your spending and help save more money, without giving up things that are  important to you.

Steps to financial wellbeing

Our financial wellbeing programme can help. Try one step or two, or work through the programme's six steps in any order.

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Important information

This material is for information purposes only. Please talk to us if you need financial advice about your situation and goals or about our products and services. See our financial advice provider disclosure (PDF 39.9KB).

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