ANZ Business Start-up package

We recognise what it takes to start a new business. So we’ve designed the ANZ Business Start-up package as part of the HOWTWO Small Business Support Programme to help you make it happen.

ANZ HOWTWO Small Business Support Programme

A programme designed to help your business make it through the crucial first two years and beyond. When you join the programme, you’ll enjoy no monthly account fees on ANZ Business Current accounts for two years, in-depth insights, a check in with an ANZ Business banking specialist, and more.


To be eligible for the ANZ Business Start-up package, you must:

  • Be registered for the banking package with us
  • Have an annual turnover of less than $500,000 
  • Have been in business for less than two years, or be a new ANZ Business customer applying for the package 
  • Not had an ANZ Business Start-up package before
  • Meet our other customer eligibility and lending criteria, see the ANZ Business Start-Up Package terms and conditions (PDF 750.1KB)



What the package includes

ANZ Business Current account

We'll waive the Transaction and Monthly account fees for the first two years on new or existing accounts.

ANZ Business Flexible Facility

We’ll waive the monthly account fees for the first two years on new or existing accounts.

ANZ Visa Business card

We’ll waive the annual fee (including additional card fee) for the first two years on one new or existing ANZ Visa Business card.

How to apply

From overseas: +64 9 523 7220

Thinking of starting a business?

Our guide can help you turn that niggling desire to start or buy your own business into a gratifying reality. It includes tips, information and templates to help you plan a successful business.

Related products and services

Important information

ANZ Visa Business Conditions of Use apply to the use of the Card, a copy of which, along with details of fees, is available by calling 0800 269 249, at any branch or on our website under Terms and Conditions.

Eligibility, lending criteria, terms, conditions and fees may apply to all ANZ Business products. Details are subject to change.

ANZ Business Start-up package Terms and Conditions (PDF 350KB) apply. 

Talk to us for financial advice and see our advice statement at