ANZ Agri overdraft

Get flexible credit for your daily cash flow needs with an overdraft that is linked to your Agri Current account.


Rates and fees

Unless otherwise advised to you, the following rates and fees apply to the ANZ Agri overdraft:

Fee details

Overdraft interest rate

You will pay the Agri Current account overdraft base rate, currently % p.a, plus a margin on the amount of the agreed overdraft limit you use.

Monthly overdraft management fee

Unless agreed otherwise in your facility agreement, 0.0625% (minimum $5 a month).

Calculated and charged monthly as a percentage of the highest agreed credit limit available during that month.

Overdraft application fee


Minimum amount of either $100.00 or 0.50% of the approved credit limit or increase, whichever is greater.


Excess interest rate

If you don't have an arranged overdraft limit, or you exceed your approved overdraft limit, we can charge you an excess interest rate. Unless stated otherwise in your facility agreement, the excess interest rate is our Agri Current account base rate, currently % p.a., plus 7% p.a. We can charge you excess interest on any amounts over your credit limit, until you repay them. 

See the full list of Agricultural rates, fees and agreements. Rates and fees are subject to change.

How to apply

From overseas: +64 9 523 7220

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Important information

Eligibility, lending criteria, terms and conditions and fees apply. Details are subject to change.

Fees and interest rates are subject to change. Service charges may apply. For full details refer to the ANZ Fees and Charges brochure (PDF 151KB).

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