ANZ FastPay for mobile EFTPOS, debit and credit card payments
Our mobile payment solutions let you accept Visa and Mastercard contactless payments using your smartphone, as well as EFTPOS and UnionPay using our portable FastPay terminal.
No monthly fees for 12 months
Apply for ANZ FastPay Tap and if approved by 20 February 2025 you’ll get the first 12 months of the Monthly Support Fee ($10 plus GST) and the Monthly Device Fee ($5 plus GST per applicable device) waived.
Existing customers will have their Monthly Support Fee and any Monthly Device Fees automatically waived up until October 2025.
Terms, conditions and eligibility criteria apply. Fees are subject to change.
Benefits
Explore your options
Tap to Pay on iPhone with FastPay Tap
With Tap to Pay on iPhone and ANZ FastPay Tap, you can accept in-person, contactless payments on your iPhone – no extra terminals or hardware needed.
Settlement cutover and transaction processing times
- Settlement cutover times:
- 10pm for FastPay terminal
- 8pm for FastPay Tap
- For transactions processed before the settlement cutover time, you’ll be able to access the funds the next morning.
- For transactions processed after the settlement cutover time, these transactions will be processed the next day and you’ll be able to access the funds the following morning.
- For all transactions, funds will leave the customer's account immediately.
- Refunds are processed overnight on the day they are issued.
- EFTPOS transactions are not available for FastPay Tap.
Get started with ANZ FastPay Tap today
Fees and charges
FastPay terminal fees | |
|---|---|
Set-up fee | $0 |
Monthly FastPay Support Fee | $29 plus GST per terminal |
Visa and Mastercard Domestic credit card contactless transactions | 1.50% |
Visa and Mastercard Domestic credit card and UnionPay credit card present and card not present transactions | 1.50% |
Visa and Mastercard International debit and credit card contactless transactions | 2.50% |
Visa and Mastercard International credit card present and card not present transactions | 2.50% |
Visa and Mastercard Domestic debit contactless transactions | 0.70% |
Interchanging Plus pricing | Available on request |
EFTPOS transactions | No transaction fee when: ‘Cheque’ or ‘Saving’ selected – a card is inserted or swiped |
Short-term rental fee (applies to terms shorter than four months) | $99 plus GST |
Replacement terminal fee | $249 plus GST |
FastPay Tap fees | |
|---|---|
Set-up fee | $0 |
Monthly FastPay Support Fee | $10 plus GST per connection* |
Visa and Mastercard Domestic debit contactless transactions | 0.70% |
Visa and Mastercard Domestic credit card contactless transactions | 1.50% |
Visa and Mastercard International debit and credit card contactless transactions | 2.50% |
Interchanging Plus pricing | Available on request |
*Enjoy no Monthly Support Fee or Monthly Device Fee (if applicable) for 12 months, if you apply and are approved for ANZ FastPay Tap by 20 February 2025.
Fees and charges for FastPay Tap on iPhone are available on our Tap to Pay on iPhone page.
How to apply for FastPay
Check if you're eligible
- You must have an ANZ bank account.
- You must be a New Zealand citizen, permanent resident, or have a work visa valid for 12 months.
Guides and support
User guides
Your guide to setting up and using the FastPay app and Card Reader.
Managing your FastPay terminals
Additional terminals
If you need more than one, you can get an additional FastPay terminal by completing a new application.
Lost, stolen or damaged terminals
If you lose or break the FastPay terminal, call us immediately on 0800 249 435. You will need to pay a $249 plus GST replacement fee for any terminal that cannot be returned to us in working order.
Call us for technical support
- FastPay terminal technical support is available 24/7 – call 0800 249 435
- FastPay Tap support team are available Monday to Friday between 8.30am and 5pm – call 0800 473 453 (for after hours: 0800 269 296)
ANZ FastPay terms and conditions
These terms and conditions are part of your agreement with us governing the provision of FastPay to you. Read them carefully and keep them for future reference.
Businesses deserve the best
ANZ is thrilled to announce we've been awarded the Canstar 2024 Bank of the Year for Small Business and Business Credit Cards, and Most Satisfied Customer for Small Business Merchant Services.
Related products
Waiheke Movers on switching to smartphone payments
Joanne’s business puts customers first by making it easy for them to pay. With support from ANZ, her business has gone from strength to strength.
Important information
ANZ FastPay is only available to approved merchants who meet ANZ's credit approval criteria. ANZ FastPay transactions must be settled into an ANZ bank account. Eligibility criteria and fees apply. FastPay terms and conditions apply. Use of ANZ FastPay requires a compatible device and a cellular or wireless internet connection.
Tap to Pay on iPhone requires a supported payment app and the latest version of iOS. Update to the latest version by going to Settings > General > Software Update. Tap Download and Install. Some contactless cards may not be accepted. Transaction limits may apply. The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC. Tap to Pay on iPhone is not available in all markets. For Tap to Pay on iPhone countries and regions, see developer.apple.com/tap-to-pay/regions.
Android and Google Pay are registered trademarks of Google LLC. Terms and conditions apply to Google Pay, see Google Pay for more information.
Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc.