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Google PayTM

All you need is a compatible AndroidTM device and an ANZ Visa Debit card or personal ANZ Visa credit card to make payments the Google Pay way. A little bit of magic.

Key features

Easy to set up

It’s quick to set up Google Pay within ANZ goMoney if you have an ANZ Visa Debit card or a personal ANZ Visa credit card and a compatible Android phone.

Easy to pay

Paying for everyday items has never been easier. Simply wake your phone and hold it over the contactless-enabled payment terminal.

Convenient

With Google Pay, you can make purchases using your device anywhere that accepts contactless payments, both in New Zealand and overseas.

Security

  • Multiple layers of security - Google Pay protects your payment information with multiple layers of security, using one of the world’s most advanced security infrastructures to help keep your account safe.
  • Your information isn’t shared - When you use your phone to pay in stores, Google Pay doesn’t send your actual credit or debit card number with your payment. Instead, an encrypted virtual account number is used to represent your information – so your real card details stay safe.
  • Safeguarding consecutive payments - If you make three consecutive payments without unlocking your phone, you will be prompted to unlock your phone before you can make another payment.
  • Payment authorisation required - High value transactions (over NZ$200) require you to unlock your device or you may need to enter your card PIN at the terminal to authorise the transaction.
  • Inactive cards deleted - If your device has been turned off, lost, or otherwise inactive in the last 90 days, then cards may be deleted for your security.

What you need

A compatible device

Your device will need to be running Android Lollipop 5.0 or above with the Google Pay app installed.

Plus an ANZ Visa Debit card or personal ANZ Visa credit card

You need to load an ANZ Visa Debit card or personal ANZ Visa credit card into Google Pay to enable purchases.

Find out more about ANZ Visa Debit cards

Find out more about ANZ Visa credit cards

Get set up

It’s easy to get set up with Google Pay.

  1. Ensure that you have the Google Pay app and the latest version of the ANZ goMoney app on your phone.
  2. Log into goMoney.
  3. Open the main menu.
  4. Select ‘Google Pay’.
  5. Select the eligible card/s that you want to add (the first card that you add will be your default card).
  6. Tap next, read and agree to the terms and conditions. 

That’s it – you’re good to go!

Making Payments

Simply wake your phone and hold it over the contactless-enabled payment terminal. If your purchase is more than NZ$200, you will need to unlock your phone or you may need to enter your card PIN.

You can use it anywhere that you see this symbol:

If you make three payments without unlocking your phone, your phone will need to be unlocked before you can make another payment.

How to bank safely

We’re committed to keeping you and your banking safe, and you have a role to play too. Working together, we can keep you even safer. However you choose to bank, find out how to keep safe.

Accessible banking

We’re working hard to make our banking products and services accessible and available to all New Zealanders, regardless of ability.

Need help?

Help and support 

See all help and support articles

Eligibility criteria, terms, conditions and fees (including non-standard fees) apply. Fees are subject to change. Please use the following links for full details of our Terms and Conditions, Fees and Charges (PDF 166kB), ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 103kB), Electronic Banking Conditions (PDF 129kB) and ANZ Credit Card Conditions of Use (PDF 323kB).

Google Pay is a trademark of Google LLC. Terms and conditions apply to Google Pay, see Google Pay for more information.

The ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 103kB), the ANZ Credit Card Conditions of Use (PDF 269kB) and the ANZ Electronic Banking Conditions (PDF 129kB) also apply.

You must be 13 years or over to apply for an ANZ Visa Debit card.

All applications for credit are subject to ANZ's credit approval criteria. Terms and conditions apply and are available on application. Fees, charges and eligibility criteria apply.

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