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ANZ Commercial Loan

An ANZ Commercial Loan gives businesses the opportunity of a long-term investment in their future. It is a cost-effective way to invest in commercial property, using the property as security for the loan.

Product information

Product information
Loan approval fee

1% of the loan amount with a minimum fee of $250

Switching fee

A $250 switching fee may be payable any time you choose to switch from a variable rate loan, or vice versa.

Early repayment fees may also apply if you switch from a fixed to a variable interest rate.

Loan top-up fee

Up to 1% of the increased loan amount (minimum $250)

Interest-only repayments

Available for up to five years. Conditions apply and subject to approval.

Repayments

Payments can be made weekly, fortnightly, monthly or quarterly.

Lump-sum repayments

On a variable rate loan, lump sums may be paid at any time without charge. Fees may aply to lump-sum payments on fixed rate loans.

Loan term

Up to 15 years depending on security type.

Minimum loan amount

$20,000

Maximum loan amount

The maximum value of the loan can vary depending on the security available and structure of the lending, subject to ANZ lending criteria.

Statements

Detailed account statements are issued six monthly (other statements frequencies available on request).

Security

Commercial property acts as security for the loan. Commercial property security must comply with all relevant building codes and the Resource Management Act.

Additional features
  • Available as fixed interest rates, variable rate, or in combination
  • Use the property you purchase for security
  • Interest only repayment options.

For more information or to apply

Online

Enquire online

Fill in our enquiry form and we'll contact you

  

Phone

0800 269 249

+64 9 523 7220

Business Specialists available
Mon-Fri 8am - 6pm (NZT)

  

Branch

Find a branch

Find your local branch and talk to a Business Specialist

  

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Eligibility, lending criteria, terms, conditions and fees apply. Details are subject to change.