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ANZ Commercial Loan
An ANZ Commercial Loan gives businesses the opportunity of a long-term investment in their future. It is a cost-effective way to invest in commercial property, using the property as security for the loan.
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Product information
Loan approval fee | 1% of the loan amount with a minimum fee of $250 |
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Switching fee | A $250 switching fee may be payable any time you choose to switch from a variable rate loan, or vice versa. Early repayment fees may also apply if you switch from a fixed to a variable interest rate. |
Loan top-up fee | Up to 1% of the increased loan amount (minimum $250) |
Interest-only repayments | Available for up to five years. Conditions apply and subject to approval. |
Repayments | Payments can be made weekly, fortnightly, monthly or quarterly. |
Lump-sum repayments | On a variable rate loan, lump sums may be paid at any time without charge. Fees may apply to lump-sum payments on fixed rate loans. |
Loan term | Please talk to an ANZ Business Specialist |
Minimum loan amount | $20,000 |
Maximum loan amount | The maximum value of the loan can vary depending on the security available and structure of the lending, subject to ANZ lending criteria. |
Statements | Detailed account statements are issued six monthly (other statements frequencies available on request). |
Security | Commercial property acts as security for the loan. Commercial property security must comply with all relevant building codes and the Resource Management Act. |
Additional features |
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For more information or to apply
Call a business specialist
Business - 0800 269 249
International: +64 9 523 7220
General business enquiries
6am -12 midnight, 7 days a week
Business specialists available
Weekdays, 8am - 7pm
Weekends, 9am - 5pm
Commercial - 0800 212 269
International: +64 4 470 7768
Weekdays, 7am - 7pm
Weekends, 9am - 5pm
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ANZ Business Loan
The ANZ Business Loan is available as a variable or fixed interest rate loan.
Eligibility, lending criteria, terms, conditions and fees apply. Details are subject to change.