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If you want to borrow for business purposes, the ANZ Home Loan is available as a floating or fixed interest rate loan, secured against your home or other residential property.
Find out more about financial support options and relevant updates to help get you through COVID-19.
If you wish to combine the flexibility of a floating rate for some of your loan with some fixed rate protection against interest rate fluctuations, we can arrange to split your loan.
ANZ also offers a business line of credit secured by residential property.
Up to $500 for owner-occupied property. Up to 1% of loan amount for all other lending (minimum $250 for ANZ Business, Commercial and Agri Loans).
$250 for ANZ Home Loans. Up to 1% of loan amount (minimum $250) for ANZ Business, Commercial and Agri Loans.
Conditions apply and subject to approval.
Payments can be made weekly, fortnightly or monthly.
On a floating rate loan, lump sums may be paid at any time without charge. Fees may apply to lump-sum payments on fixed rate loans.
Up to 30 years
You can apply for a limit of up to 80% of the value of the secured residential property. A low equity premium may apply where a loan amounts to over 80% of the property's value.
Detailed account statements are issued six monthly.
First registered mortgage over your home or other residential property is required.
Fill in our enquiry form and we'll contact you
International: +64 9 523 7220
General business enquiries
6am -12 midnight, 7 days a week
Business specialists available
Weekdays, 8am - 7pm
Weekends, 9am - 5pm
International: +64 4 470 7768
Weekdays, 7am - 7pm
Weekends, 9am - 5pm
Find a branch
Find your local branch and talk to a Business Specialist
The ANZ Business Flexible Facility provides your business with a line of credit and the convenience of a current account.
The everyday business account.
Flexible credit for your daily cash flow needs.
ANZ lending criteria and fees apply to ANZ Business Overdraft ANZ Business Home Loans and ANZ Business Flexible Facility.