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ANZ Home Loan for business
If you want to borrow for business purposes, the ANZ Home Loan is available as a floating or fixed interest rate loan, secured against your home or other residential property.
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Product information
If you wish to combine the flexibility of a floating rate for some of your loan with some fixed rate protection against interest rate fluctuations, we can arrange to split your loan.
ANZ also offers a business line of credit secured by residential property.
Application fee | Up to $500 for owner-occupied property. Up to 1% of loan amount for all other lending (minimum $250 for ANZ Business, Commercial and Agri Loans). |
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Loan top-up fee | $250 for ANZ Home Loans. Up to 1% of loan amount (minimum $250) for ANZ Business, Commercial and Agri Loans. |
Interest-only payments | Conditions apply and subject to approval.
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Repayments | Payments can be made weekly, fortnightly or monthly. |
Lump-sum repayments | On a floating rate loan, lump sums may be paid at any time without charge. Fees may apply to lump-sum payments on fixed rate loans. |
Loan term | Up to 30 years |
Minimum loan amount | $5,000 |
Maximum loan amount | You can apply for a limit of up to 80% of the value of the secured residential property. A low equity premium may apply where a loan amounts to over 80% of the property's value. |
Statements | Detailed account statements are issued six monthly. |
Security | First registered mortgage over your home or other residential property is required. |
Additional features |
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For more information or to apply
Call a business specialist
Business - 0800 269 249
International: +64 9 523 7220
General business enquiries
6am -12 midnight, 7 days a week
Business specialists available
Weekdays, 8am - 7pm
Weekends, 9am - 5pm
Commercial - 0800 212 269
International: +64 4 470 7768
Weekdays, 7am - 7pm
Weekends, 9am - 5pm
Related products
ANZ Business Flexible Facility
The ANZ Business Flexible Facility provides your business with a line of credit and the convenience of a current account.
ANZ lending criteria and fees apply to ANZ Business Overdraft ANZ Business Home Loans and ANZ Business Flexible Facility.