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Online tools comparison

In our increasingly connected world, you need to be able to make or receive payments and manage your banking anytime, anywhere, from any device. We’ve designed a range of digital tools to help you do just that. Whatever size your business, and whoever you do business with, we’ve got a tool to suit you.

Choose the tools that best suit your business.

Use the table below to find out each tool’s key features and benefits. 

Download the Online Tool Comparison Table (PDF 84kB)

Online comparison tool
  ANZ Internet Banking ANZ goMoney ANZ Direct Online ANZ eGate™ ANZ FastPay

Online access to your personal and business accounts anywhere, anytime.disclaimer

You only need to log in once to access both business and personal banking.

A fast and secure mobile app to manage your personal and business banking on-the-go.disclaimer

You can view business and personal accounts on the one home screen.

Online day-to-day banking especially for businesses.disclaimer

ANZ eGate™ is a reliable and secure way to process payments to help you get paid easily via your online store.disclaimer

A mobile payment device that pairs with the ANZ FastPay app. It lets you accept Visa and Mastercard payments, including contactless payments anywhere, anytime.

Suitable for

Small to Medium businesses.

Small to Medium businesses.

Businesses of all sizes, including clubs and NGOs.

Businesses of all sizes, with an online store.

Small to Medium businesses. Particularly helpful for tradespeople and market stall holders, or any business without a fixed payment area.

Use on mobile?

Available on mobile or tablet browsers.

Available on mobile or tablet browsers.

Available on mobile or tablet browsers.


Yes, the FastPay device connects to the FastPay App, you’ll need to download to your phone.

Paying and depositing

Pay several people at once (including using a payment file created by your accounting software), or make tax payments.

Save a group of payees to make regular multiple payments easier.

Register your business as a Bill Payee so customers don’t need your account number for payments.

Pay other ANZ customers with their mobile number.

Quickly and securely check balances without logging in.

Set up account notifications to see when you’ve received a deposit.

Make payments up to $10,000 to a new person, saved payee, registered biller, or IRD.

Create, authorise and release domestic batches.

Authorise and release International batches and Same Day Cleared payments.

Make international payments and foreign currency transfers in real time.

ANZ eGate™ is a convenient gateway to accept Visa and Mastercard payments securely via your online store.

Settlements will show in the account next business day.

Customers can pay you anywhere, anytime using your mobile phone and their Debit or Credit card.

Delegate access to a non signatory?






Joint or single authorisation?

Single or multi-authorisation.

Single or multi-authorisation.

Single or joint authorisation.

Dependent on business structure.


Security features

OnlineCode two-factor authentication for some transactions.

OnlineCode two-factor authentification for some transactions.

Our ANZ Direct Auth App allows two-factor authorisation for additional security and ease of releasing payments.

ANZ eGate™ helps ensure your online payment system is compliant.

PIN, passcode or biometric identification (e.g. fingerprint) access for extra security.

Reporting and statements

Up to 24 months' transaction history and up to 7 years via account statements.

View and download statements for your business accounts.

Up to 24 months' transaction history and up to 7 years account statements.

View and download statements for your business accounts.

Up to 90 days' history for credit cards. Up to 13 months' history for domestic and foreign currency accounts. 

Merchants receive monthly transaction statements.

Email receipts from the FastPay App to you customer.

View 12-months of transactions and sales summaries in the app.


To get started call 0800 269 249.

Download the goMoney app to get started.

For  pricing info and getting started call 0800 269 347.

For pricing info and getting started call 0800 473 453.

For pricing info and getting started call 0800 473 453.

Find out more about out other online business banking solutions

ANZ FastPaydisclaimer - A mobile payment solution that lets you accept EFTPOS, Visa and Mastercard debit and credit card payments on the go. Including contactless payments.

ANZ Transactive - Online banking across New Zealand and Australia.

ANZ Transactive Trade - Online banking for global trade and supply chain processing.


Download our mobile apps


ANZ goMoney

ANZ FastPay


ANZ Transactive

Find out more

Switch to ANZ

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iPhone, iPad, and iPod Touch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. 

Android and Google Pay are registered trademarks of Google LLC. Terms and conditions apply to Google Pay, see Google Pay for more information.

Eligibility criteria and terms and conditions apply to ANZ Internet Banking, ANZ goMoney, ANZ Phone Banking and Pay to Mobile. See our Electronic Banking Conditions (PDF 129kB) for more information.


Eligibility, lending criteria, terms, conditions and fees apply to ANZ Direct Online. Details are subject to change. ANZ Direct Online Conditions of Use (PDF 140kB).


Eligibility, terms, conditions and fees apply to all Merchant Facilities. Any supplier specified above (including EFTPOS New Zealand Limited ("ENZ") is not a related company of ANZ Bank New Zealand Limited ("ANZ"). ANZ does not warrant the quality of goods and/or services provided by them or their suitability for your particular circumstances.


ANZ FastPay is only available to approved merchants who meet ANZ's credit approval criteria. ANZ FastPay transactions must be settled into an ANZ Business Account. Eligibility criteria and fees apply. FastPay terms and conditions apply. Use of ANZ FastPay requires a compatible device and a cellular or wireless internet connection.