Changes to ANZ rates, fees and agreements

Changes to ANZ Serious Saver account interest rates effective 1 April 2020

We're reducing the interest rates for our Serious Saver account effective 1 April 2020. See below for a summary of the changes.
 

* To earn Premium interest you need to make no withdrawals and deposit $20 or more (not including credit interest) on or before the last business day of the month.

Our website will be updated to reflect these changes on 1 April 2020. Interest rates are subject to change.

Changes to rates effective 1 April 2020

As the impacts of the coronavirus (COVID-19) continue to evolve, we’re working hard to support customers. With that, we’re reducing some of our interest rates effective 1 April 2020. The changes are summarised below.

Other personal credit cards

From 1 April 2020, the following interest rates will be reducing to:

In addition, Visa Gold, CashBack Visa Gold, Qantas ANZ Visa, Qantas ANZ Visa Platinum, ANZ Mastercard, Gold Mastercard, CashBack Mastercard, and CashBack Platinum Mastercard interest rates will be reduced, with a new Purchase Interest Rate and Cash Advance Interest Rate of 19.95% p.a.

Low Rate Mastercard and Freestyle Mastercard rates are also reducing, with a new Purchase Interest Rate of 12.90% p.a. and a new Cash Advance Interest Rate of 19.95% p.a.

Ezibuy’s Purchase Interest Rate will reduce to 12.90% p.a.
 

Other business credit cards

From 1 April 2020, ANZ Visa Purchasing, Visa Corporate, Company Visa, and Business Preferred Mastercard interest rates will be reduced, with a new Purchase Interest Rate and Cash Advance Interest Rate of 19.95% p.a.

In addition, Business Mastercard will have a new Purchase Interest Rate and Cash Advance Interest Rate of 12.90% p.a.
 

Personal loans

From 1 April, the ANZ Personal Loan Interest Rate for new loans and top-ups will be reducing to 12.90% p.a.
 

Overdrafts

From 1 April, the following interest rates will be reducing to:

Your Personal Overdraft interest rate may be discounted while you’re eligible for a banking package or the Jumpstart account.

More information

These changes will be reflected on our website from 1 April 2020. Interest rates are subject to change.

ANZ lending criteria, terms, conditions and fees apply.

Changes to ANZ interest rates effective 19 March 2020

We’re making changes to some of our interest rates.

See below for a summary of the changes and effective dates.

ANZ Home Loans
 

ANZ Commercial, Agri and Business Overdrafts:

Interest rates are subject to change. Our lending criteria, terms, conditions and fees apply.

Changes to Country Schedule New Zealand and Country Schedule New Zealand – Institutional effective 29 March 2020

We’re changing the Country Schedule New Zealand and Country Schedule New Zealand – Institutional.

The Country Schedule New Zealand – Institutional, dated March 2019, will be renamed the Country Schedule New Zealand, dated February 2020, and will apply to all customers who use ANZ New Zealand Transaction Banking products and services.  We’ve made some changes to this Country Schedule to make it clear that ANZ’s General Terms prevail over ANZ Transaction Banking’s General Banking Conditions, if there is any inconsistency between the content of those two sets of terms and conditions. 

The Country Schedule New Zealand, dated November 2016, will no longer be applicable to any customers.

For customers to whom the Country Schedule New Zealand, dated November 2016, previously applied, the Country Schedule New Zealand, dated February 2020, does include refinements to make documents fairer to customers and to take into account requirements of the New Zealand Inland Revenue in relation to freezing or closing accounts in certain circumstances 

These changes will apply from 29 March 2020, subject to any specific agreed terms you may have negotiated with us. Please contact your relationship manager if you have any questions.

Read the Country Schedule New Zealand