Foreign exchange, accounts and international rates and fees
Foreign exchange
ANZ Foreign Currency Account and Term Deposit interest rates
The following information is current from — and is subject to change.
Foreign currency accounts
USD | AUD | GBP | EUR | JPY | CAD | |
|---|---|---|---|---|---|---|
On call | —— | —— | —— | —— | —— | —— |
Foreign currency term deposits
USD | AUD | GBP | EUR | JPY | CAD | |
|---|---|---|---|---|---|---|
Minimum deposit | USD 10,000 | AUD 10,000 | GBP 5,000 | EUR 7,500 | JPY 850,000 | CAD 10,000 |
30 days | —— | —— | —— | —— | —— | —— |
60 days | —— | —— | —— | —— | —— | —— |
90 days | —— | —— | —— | —— | —— | —— |
180 days | —— | —— | —— | —— | —— | —— |
365 days | —— | —— | —— | —— | —— | —— |
This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see anz.co.nz/fapdisclosure
Terms and conditions apply. General Terms & Conditions are available on www.anz.co.nz or on request from any ANZ branch, free of charge. You can also find our Reserve Bank disclosure statement at the bottom of that page.
Interest rates are subject to change. Minimum balance or deposit amounts may apply and are set out in the tables above. These interest rates do not constitute a quote by ANZ. While ANZ has taken every care to ensure that the information on these pages is complete and accurate, it does not represent or warrant the accuracy, adequacy or completeness of any information provided.
Fees
Outward payments - International money transfer
ANZ goMoney and ANZ Internet Banking | ANZ Direct Online | ANZ branch or by calling us | |
|---|---|---|---|
ANZ Transfer fee | NZD 5* | NZD 9 | NZD 28 |
Amendment fee | NZD 25 | NZD 25 | NZD 25 |
Enquiry fee** | NZD 25 charge may apply | NZD 25 charge may apply | NZD 25 charge may apply |
Cancellation fee*** | NZD 25 | NZD 25 | NZD 25 |
*Fees are subject to change. ANZ currently has fee offers, see International Money Transfer.
An OUR Fee may apply to your payment.
- The OUR Fee is a process fee charged by ANZ. In turn, ANZ will cover fees charged by our correspondent banks used in processing your payments. Where you are using goMoney or Internet Banking and an OUR Fee is applicable, you’ll see how much the OUR Fee is before you make the payment. Other banks (including other intermediary banks and/or the payee's bank) may charge additional fees or deduct fees from the amount transferred. These fees vary depending on the currency and bank you are sending the payment to and are outside of our control.
- An OUR Fee applies when you make an international money transfer in:
- Foreign currency to any other account (including ANZ accounts) in New Zealand or another country; or
- NZD to an account in another country.
- For some currencies, you can choose to either:
- Pay the OUR Fee to ANZ from one of your accounts to provide more certainty on the full payment value being delivered to the recipient; or
- Have the other banks (including intermediary banks and/or the payee's bank) deduct any fees or charges before the proceeds are paid to the beneficiary.
- We don't charge you the OUR Fee when you send money via goMoney or Internet Banking in AUD to Australia, GBP to the United Kingdom, USD to the United States, or INR to India. Note that the ANZ Transfer Fee will still be charged where applicable.
- We don't charge either the ANZ Transfer Fee or the OUR Fee when you send payments via goMoney or Internet Banking in: FJD to Fiji, WST to Samoa, TOP to Tonga, SBD to Solomon Islands, AUD to Kiribati, VUV to Vanuatu, PGK to Papua New Guinea, USD to Timor Leste, XPF to New Caledonia, or NZD to the Cook Islands.
**Where the beneficiary is claiming non-receipt of funds.
***ANZ will make every attempt to return funds; however, the beneficiary may have already been paid.
Inward payments
Payment type
Fee | |
|---|---|
Payment credited to an ANZ account in New Zealand dollars or foreign currency^^ | $15 |
Payment credited to a non-ANZ bank account in New Zealand dollars or foreign currency | $15 |
Payments in New Zealand dollars credited to an account outside of New Zealand | $15 |
^^No fee charged for payments under $300 New Zealand dollar equivalent.
Foreign cheques
We stopped accepting deposits of foreign cheques of any currency into ANZ accounts from 1 March 2024. Find out more at Changes to foreign cheques.
We stopped accepting foreign exchange cash transactions from 14 November 2020.
Transaction fees and other fees and charges may apply to transactions that are initiated through an ANZ Foreign Currency Account. Any fee or charge stated in a currency other than that of your ANZ Foreign Currency Account will be converted into the applicable foreign currency, at the prevailing exchange rate of the day of the transaction.