Accounts for kids 7 to 12 years' old

Whether it’s watching their savings grow or learning to manage pocket money, we have an account that may suit.


Choose your account

Get started with an ANZ Jumpstart account

A Jumpstart account can only be opened in your child's name. A parent or guardian must open the account and proof of parent/guardian relationship is needed e.g. birth certificate or guardianship order.

A parent or guardian can be an authorised signatory on the account*. As an authorised signatory, this means:

  • You do not own the money in the account.
  • You can access the account in your own ANZ goMoney app and ANZ Internet Banking.
  • You’ll have full access to the account, except for card access.

Once opened, your child can do the following without your consent:

  • Ask us to give them sole access to their account(s) when they turn 13 years old.
  • Get cash out of the account at a branch. 
  • Close the account. 
  • Update the address and contact information on the account 

Your child can also:

  • Access the goMoney app and Internet Banking, with your initial permission.
  • Have an EFTPOS card for the account, with your initial permission.
  • Have an account with no account fees.
  • Have an account with no transaction fees.

It is important your child fully understands their responsibilities under the terms and conditions associated with access to digital banking. See our Electronic Banking Conditions and Banking Safely Guide for more information.

*Access available to children’s accounts has changed. If you do not currently have authorised signatory access to your child’s account but wish to have this added, please contact us.

How to apply

From overseas: +64 4 470 3142


Helping kids learn about money

Teaching kids how money works and encouraging good savings habits will help set them up well for the future.

KiwiSaver for kids

Find out why opening a KiwiSaver account for your tamariki could be well worth considering.

How to bank safely

We’re committed to keeping your family’s banking safe. By working together, we can keep you even safer. Find out what you should do to bank safely. 

Important information

This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see

Our eligibility criteria apply. Fees and interest rates are subject to change. Non-standard fees may apply. Please use the following links for full details of our Terms and ConditionsFees and Charges (PDF 166KB)ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 103KB), and ANZ Electronic Banking Conditions (PDF 138KB).

Registration is required for ANZ goMoney, ANZ Internet Banking and ANZ Phone Banking. Telephone, mobile operator and internet service provider charges may apply to these services. Eligibility criteria and terms and conditions apply. See our Electronic Banking Conditions for more information.