KiwiSaver for kids

Find out why opening a KiwiSaver account for your tamariki could be well worth considering.


How it works

Those under 18 aren’t required to make regular contributions unless they’re employed, but regular or one-off voluntary contributions can be made at any time. They also aren’t eligible for the Government contribution and if they’re employed, their employer isn’t required to make employer contributions, although they can choose to.

As KiwiSaver is intended to help people save for their retirement, KiwiSaver savings are generally locked in until age 65. In some circumstances savings may be able to be accessed earlier, such as buying a first home. 

How to apply

  1. Download and read the ANZ KiwiSaver Scheme product disclosure statement (PDF 696KB).
  2. Complete the application form for under 18 (Form B) at the end of the product disclosure statement.
  3. Call us and make an appointment at any ANZ branch to complete the application process.

From overseas: +64 9 356 4000

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Important Information

ANZ New Zealand Investments Limited is the issuer and manager of the ANZ KiwiSaver Scheme. Important information is available under terms and conditions. Download the guide and product disclosure statement.

This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 736 034. For more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see